Apple Pay has been around since 2015 and is one of the most popular options when it comes to different payment methods. If you’ve never heard of it or have heard of it but haven’t used it, let’s take a closer look at what it is and how to use it so you can decide if it’s right for you.
- What is Apple Pay?
- How do I use it?
- How to add your cards to your Apple Wallet?
- Is Apple Pay Safe to Use?
- How to use Apple Pay on Amazon?
- Is Apple Pay and Apple Cash the same thing?
- How to Use Apple Cash?
What is Apple Pay?
Apple Pay is a service that is compatible with Apple devices. It allows you to make contactless purchases in stores, on the web, and in apps. You can also send and receive money from friends and family using something called Apple Cash (we’ll get into this one later).
You don’t have to download any other software or apps with Apple Pay. The feature is found in the wallet section of your phone or the wallet and Apple Pay button on your Apple watch. With this app, you don’t have to touch keypads in stores which is something that many people appreciate these days.
How do I use it?
Apple Pay is easy to use. You need to link a debit and/or credit card to your account. This will allow you to access either when you want to make a purchase. It also eliminates the need to carry around multiple cards because you can store them all in your Apple Wallet.
When you want to make a purchase in a store, look for the Apple Pay logo that lets you know the payments are accepted. If you’re not sure, simply ask. Once you verify that it is accepted, open up your Apple Wallet and choose the card you’re going to use to pay. Simply hold your phone up to the contactless terminal to make the payment.
If you have an Apple Watch, you would do the same thing, just put your watch near the terminal instead of your phone.
Shopping online with Apple Pay is easy too. When you get to the checkout portion, look for the Apple Pay option, and follow the prompts to complete the payment.
There are no special fees to use it or to simply have the feature. But, if a merchant charges an extra fee for using a credit card or other form of payment other than cash, you may be subject to fees this way.