About Home Loan

To make your home loan journey a smooth sail, we provide mortgage recommendations that can be used to help you find the right lender to finance your new home, refinance your current home, or borrow from your homes equity.

What is a mortgage loan?

A mortgage loan or, simply, mortgage is used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose, while putting a lien on the property being mortgaged.

How does a mortgage loan work?

A mortgage is a loan from a bank or lender in which your house is used as the actual collateral. Effectively it is used to help you finance the purchase of a home.

Our mortgage recommendations can be used to finance your new home, refinance your current home, or borrow from your homes equity.

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New Home

Find a New Home Loan from our lending partners. Apply online and quickly check your eligibility.

Home Equity Conversion

A home equity conversion loan is a FHA insured loan for senior who would like to convert equity into usable cash.

Land Purchase

Find land loans for land purchases to build your future dream home. You can compare loan rates and apply directly with lenders online.

Home Renovation

Get instant approval on home improvement loans to renovate your home. Find flexible repayment plans.

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Home Loan Features

All home loans are not created equal.

Single Family Loans

Multifamily Home Loans

Land Loans

Investment Property

Home Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.


FICO® score at least 580 = 3.5% down payment.
FICO® score between 500 and 579 = 10% down payment.
MIP (Mortgage Insurance Premium ) is required.
Debt-to-Income Ratio < 43%.
The home must be the borrower’s primary residence.
Borrower must have steady income and proof of employment.


24 continuous months, or
The full period (at least 181 days) for which you were called or ordered to active duty, or
At least 181 days if you were discharged for a hardship, a reduction in force, or for convenience of the government, or
Less than 181 days if you were discharged for a service-connected disability

See additional requirements at the VA home loan programs page.


USDA minimum guidelines

U.S. citizenship or permanent residency
Credit score of at least 640
Stable income
Generally 12 months of no late payments or collections
Adjusted household income is equal to or less than 115% of the area median income
Property serves as the primary residence and is located in a qualified rural area
Property is located in a USDA qualified rural area

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