Business Loans
Business financing can help with working capital, equipment, inventory, expansion, or cash-flow gaps. The right product depends on your business history, revenue, credit profile, industry, and use of funds.
Common Business Funding Options
- Term loans: lump-sum funding repaid over a set term.
- Lines of credit: flexible access to funds up to a limit.
- Equipment financing: funding tied to equipment purchases.
- Invoice financing: advances based on unpaid invoices.
- Business credit cards: revolving credit for smaller expenses.
- SBA loans: government-backed loans made by approved lenders.
What Lenders May Review
- Time in business
- Monthly or annual revenue
- Personal and business credit
- Cash flow
- Industry
- Collateral
- Existing debt
- Intended use of funds
Important disclosure: US Patriot Loans is not a lender, bank, broker, credit bureau, or government agency. We provide financial education and may link to advertisers or partners. We do not make credit decisions, guarantee approval, guarantee rates, or control whether a partner offers you credit. Some links may earn us compensation, which can affect where offers appear.
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Review working capital loans, lines of credit, business credit cards, SBA-backed options, and equipment financing.
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