Business Loans

Business financing can help with working capital, equipment, inventory, expansion, or cash-flow gaps. The right product depends on your business history, revenue, credit profile, industry, and use of funds.

Common Business Funding Options

  • Term loans: lump-sum funding repaid over a set term.
  • Lines of credit: flexible access to funds up to a limit.
  • Equipment financing: funding tied to equipment purchases.
  • Invoice financing: advances based on unpaid invoices.
  • Business credit cards: revolving credit for smaller expenses.
  • SBA loans: government-backed loans made by approved lenders.

What Lenders May Review

  • Time in business
  • Monthly or annual revenue
  • Personal and business credit
  • Cash flow
  • Industry
  • Collateral
  • Existing debt
  • Intended use of funds
Important disclosure: US Patriot Loans is not a lender, bank, broker, credit bureau, government agency, or military organization. We provide financial education and comparison resources. Approval, rates, terms, loan amounts, and funding are not guaranteed and depend on lender review, state availability, credit profile, income, and other factors. US Patriot Loans may receive compensation from advertisers or partners.