Current United States Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.194%

1W Change 0.13%

APR2.866%

1W Change 0.12%

Conventional Loan Purchase - 30 Year Fixed

Rate2.821%

1W Change 0.04%

APR2.877%

1W Change 0.04%

VA Loan Purchase - 30 Year Fixed

Rate2.333%

1W Change 0.03%

APR2.611%

1W Change 0.03%

See more mortgage rates on Zillow

Current United States Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.258%

1W Change 0.07%

APR2.924%

1W Change 0.08%

Conventional Loan Refinance - 30 Year Fixed

Rate2.735%

1W Change 0.05%

APR2.792%

1W Change 0.05%

VA Loan Refinance - 30 Year Fixed

Rate2.265%

1W Change 0.01%

APR2.579%

1W Change 0.01%

See more mortgage rates on Zillow

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with a local mortgage broker to receive a personalized rate for your specific situation.

What are today's US mortgage rates?

You’ve heard it time and time again; mortgage and refinance rates are at an all time low. Check out today’s mortgage and refinance rates.

How do today mortgage rates impact your ability to by a home?

A clear and simple path to getting business capital.

1

Buying a Home

Today’s Mortgage Rates – Knowing today’s mortgage rates can help you make buying decisions.

2

Refinancing a Home

Today’s Mortgage Rates – Compare your mortgage rates with current rates. Find out if refinancing will save you money.

Explore Your Mortgage Loan Options

Loan Type	Down Payment	Terms	Mortgage Insurance
Fixed Rate Mortgages Learn more	5%	15 or 30 years, fixed	No (if under 80% loan-to-value)
VA Home Loans Learn more	None	15, 20, 25 or 30 years, fixed and adjustable	No
FHA Home Loans Learn more	3.5%	10, 15, 20, 25 or 30 years, fixed and adjustable	Yes
Jumbo Home Loans Learn more	20%	15 or 30 years, fixed and adjustable	No
USDA Home Mortgages Learn more	None	30 years, fixed	No (Up-Front Guarantee Fee financed into loan)
Renovation Mortgage 203(k) Learn more	3.5%	30 years, fixed	Yes
Adjustable Rate Mortgage (ARM) Learn more	Varies	3/1, 5/1, 7/1 or 10/1	Varies

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LendingTree

LendingTree makes it easy to apply for and compare mortgage options

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SuperMoney Mortgage Refinance

Mortgage Refinance: Comparisons and Reviews

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LoanDepot

loanDeposit provides fixed & adjustable mortgage loans and refinancing across all 50 states

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Quicken Loans

Quicken Mortgage is a direct lender offering fixed & adjustable rate loans

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Rocket Mortgage

With Rocket mortgage, borrowers can quickly secure a range of refinancing or mortgage loans

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United States Mortgage Rates History

Day	FHA		Conventional		VA
Day	Rate	APR	Rate	APR	Rate	APR
Jan 24, 2021, Sunday	2.115%	2.809%	2.926%	2.983%	2.395%	2.673%
Jan 17, 2021, Sunday	2.085%	2.778%	2.933%	2.991%	2.583%	2.873%
Jan 10, 2021, Sunday	2.006%	2.705%	2.881%	2.938%	2.452%	2.728%
Jan 3, 2021, Sunday	1.898%	2.594%	2.9%	2.958%	2.412%	2.682%
Dec 27, 2020, Sunday	1.927%	2.633%	2.887%	2.944%	2.465%	2.737%
Dec 20, 2020, Sunday	1.966%	2.659%	2.812%	2.868%	2.452%	2.726%
Dec 13, 2020, Sunday	2.081%	2.772%	2.866%	2.924%	2.472%	2.738%
Dec 6, 2020, Sunday	2.224%	2.908%	2.87%	2.929%	2.483%	2.743%
Nov 29, 2020, Sunday	2.25%	2.926%	3.008%	3.069%	2.543%	2.805%
Nov 22, 2020, Sunday	2.602%	3.274%	2.898%	2.955%	2.489%	2.75%
Nov 15, 2020, Sunday	2.773%	3.465%	3.003%	3.065%	2.504%	2.778%
Nov 8, 2020, Sunday	2.638%	3.317%	2.97%	3.032%	2.555%	2.83%
Nov 1, 2020, Sunday	2.928%	3.622%	2.97%	3.029%	2.575%	2.865%
Oct 25, 2020, Sunday	2.315%	3.025%	3.106%	3.172%	2.682%	2.979%
Oct 18, 2020, Sunday	2.303%	3.015%	3.089%	3.16%	2.663%	2.948%
Oct 11, 2020, Sunday	2.264%	2.952%	3.094%	3.162%	2.639%	2.922%
Oct 4, 2020, Sunday	2.271%	2.963%	3.083%	3.151%	2.575%	2.865%
Sep 27, 2020, Sunday	2.333%	3.028%	3.18%	3.247%	2.563%	2.872%
Sep 20, 2020, Sunday	2.349%	3.129%	3.296%	3.368%	2.669%	2.975%
Sep 13, 2020, Sunday	2.427%	3.195%	3.291%	3.363%	2.635%	2.943%
Sep 6, 2020, Sunday	2.5%	3.273%	3.252%	3.329%	2.701%	3.011%
Aug 30, 2020, Sunday	2.452%	3.223%	3.301%	3.379%	2.722%	3.038%
Aug 23, 2020, Sunday	2.448%	3.194%	3.275%	3.351%	2.671%	2.979%
Aug 16, 2020, Sunday	2.442%	3.187%	3.216%	3.29%	2.735%	3.052%
Aug 9, 2020, Sunday	2.261%	2.94%	3.206%	3.282%	2.655%	2.97%
Aug 2, 2020, Sunday	2.458%	3.149%	3.28%	3.353%	2.58%	2.884%
Jul 26, 2020, Sunday	2.645%	3.369%	3.317%	3.395%	2.627%	2.936%
Jul 19, 2020, Sunday	2.438%	3.181%	3.302%	3.379%	2.667%	2.977%
Jul 12, 2020, Sunday	2.378%	3.129%	3.421%	3.496%	2.647%	2.951%
Jul 5, 2020, Sunday	2.473%	3.201%	3.529%	3.606%	2.759%	3.072%
Jun 28, 2020, Sunday	2.49%	3.213%	3.576%	3.655%	2.776%	3.066%
Jun 21, 2020, Sunday	4.007%	4.849%	3.597%	3.683%	2.844%	3.113%
Jun 14, 2020, Sunday	4.095%	4.929%	3.539%	3.624%	2.911%	3.154%
Jun 7, 2020, Sunday	3.97%	4.782%	3.606%	3.689%	3.001%	3.248%
May 31, 2020, Sunday	2.886%	3.59%	3.614%	3.698%	3.015%	3.257%
May 24, 2020, Sunday	3%	3.712%	3.609%	3.69%	3.026%	3.27%
May 17, 2020, Sunday	2.893%	3.636%	3.676%	3.755%	3.037%	3.289%
May 10, 2020, Sunday	2.89%	3.598%	3.769%	3.853%	3.086%	3.347%
May 3, 2020, Sunday	2.817%	3.518%	3.758%	3.845%	3.053%	3.296%
Apr 26, 2020, Sunday	2.943%	3.671%	3.826%	3.91%	3.075%	3.335%
Apr 19, 2020, Sunday	3.251%	4.026%	3.737%	3.825%	3.103%	3.372%
Apr 12, 2020, Sunday	3.173%	3.963%	3.82%	3.912%	3.126%	3.392%
Apr 5, 2020, Sunday	3.17%	3.959%	3.791%	3.878%	3.19%	3.456%
Mar 29, 2020, Sunday	3.12%	3.959%	3.663%	3.744%	3.152%	3.403%
Mar 22, 2020, Sunday	3.213%	3.983%	4.285%	4.388%	3.709%	3.995%
Mar 15, 2020, Sunday	3.355%	4.097%	4.494%	4.588%	3.871%	4.167%
Mar 8, 2020, Sunday	4.197%	4.992%	4.344%	4.431%	3.481%	3.763%
Mar 1, 2020, Sunday	3.848%	4.608%	3.993%	4.064%	3.357%	3.639%
Feb 23, 2020, Sunday	3.924%	4.687%	4.002%	4.071%	3.395%	3.676%
Feb 16, 2020, Sunday	4.007%	4.77%	3.998%	4.07%	3.347%	3.623%
Feb 9, 2020, Sunday	3.917%	4.686%	4.006%	4.077%	3.341%	3.618%
Feb 2, 2020, Sunday	2.958%	3.722%	3.937%	4.006%	3.29%	3.56%
Jan 26, 2020, Sunday	2.939%	3.735%	3.761%	3.827%	3.2%	3.473%
Jan 19, 2020, Sunday	3.264%	3.995%	3.816%	3.883%	3.227%	3.5%
Jan 12, 2020, Sunday	3.891%	4.662%	3.763%	3.829%	3.198%	3.462%
Jan 5, 2020, Sunday	3.831%	4.608%	3.768%	3.835%	3.209%	3.476%

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Current United States Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.194%

1W Change 0.13%

APR2.866%

1W Change 0.12%

Conventional Loan Purchase - 30 Year Fixed

Rate2.821%

1W Change 0.04%

APR2.877%

1W Change 0.04%

VA Loan Purchase - 30 Year Fixed

Rate2.333%

1W Change 0.03%

APR2.611%

1W Change 0.03%

Current United States Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.258%

1W Change 0.07%

APR2.924%

1W Change 0.08%

Conventional Loan Refinance - 30 Year Fixed

Rate2.735%

1W Change 0.05%

APR2.792%

1W Change 0.05%

VA Loan Refinance - 30 Year Fixed

Rate2.265%

1W Change 0.01%

APR2.579%

1W Change 0.01%

What are today's US mortgage rates?

Find a Mortgage Lender

Estimate Your Mortgage Payments

Find a Real Estate Agent

How do today mortgage rates impact your ability to by a home?

1

Buying a Home

2

Refinancing a Home

Explore Your Mortgage Loan Options

LendingTree

SuperMoney Mortgage Refinance

LoanDepot

Quicken Loans

Rocket Mortgage

United States Mortgage Rates History

US Mortgage Rates for Each State

Daily Mortgage Rates for US States & Territories

Top 5 Loan Calculators for Calculating Extra Payments

Mortgage Forbearance | Is It a Good Idea?