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Current United States Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate6.362%
1W Change 0.38%
APR7.227%
1W Change 0.42%

Conventional Loan Purchase - 30 Year Fixed

Rate6.757%
1W Change 0.15%
APR6.836%
1W Change 0.17%

VA Loan Purchase - 30 Year Fixed

Rate5.785%
1W Change 0.12%
APR6.188%
1W Change 0.15%

See more mortgage rates on Zillow

Current United States Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate6.308%
1W Change 0.63%
APR7.095%
1W Change 0.53%

Conventional Loan Refinance - 30 Year Fixed

Rate7.159%
1W Change 0.33%
APR7.253%
1W Change 0.33%

VA Loan Refinance - 30 Year Fixed

Rate5.998%
1W Change 0.09%
APR6.453%
1W Change 0.09%

See more mortgage rates on Zillow

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with a local mortgage broker to receive a personalized rate for your specific situation.

What are today's US mortgage rates?

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Explore Your Mortgage Loan Options

Loan TypeDown PaymentTermsMortgage Insurance
Fixed Rate Mortgages
Learn more		5%15 or 30 years, fixedNo (if under 80% loan-to-value)
VA Home Loans
Learn more		None15, 20, 25 or 30 years, fixed and adjustableNo
FHA Home Loans
Learn more		3.5%10, 15, 20, 25 or 30 years, fixed and adjustableYes
Jumbo Home Loans
Learn more		20%15 or 30 years, fixed and adjustableNo
USDA Home Mortgages
Learn more		None30 years, fixedNo (Up-Front Guarantee Fee financed into loan)
Renovation Mortgage 203(k)
Learn more		3.5%30 years, fixedYes
Adjustable Rate Mortgage (ARM)
Learn more		Varies3/1, 5/1, 7/1 or 10/1Varies
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Mortgage Refinance: Comparisons and Reviews

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LoanDepot

loanDeposit provides fixed & adjustable mortgage loans and refinancing across all 50 states

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Quicken Loans

Quicken Mortgage is a direct lender offering fixed & adjustable rate loans

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Rocket Mortgage

With Rocket mortgage, borrowers can quickly secure a range of refinancing or mortgage loans

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United States Mortgage Rates History

Day FHA Conventional VA
Rate APR Rate APR Rate APR
Jun 4, 2023, Sunday 6.604% 7.512% 6.819% 6.904% 5.862% 6.285%
May 28, 2023, Sunday 6.522% 7.457% 6.887% 6.975% 5.989% 6.423%
May 21, 2023, Sunday 6.285% 7.191% 6.621% 6.704% 5.625% 6.042%
May 14, 2023, Sunday 5.849% 6.75% 6.505% 6.581% 5.416% 5.835%
May 7, 2023, Sunday 5.936% 6.816% 6.421% 6.499% 5.516% 5.915%
Apr 30, 2023, Sunday 6.159% 7.035% 6.444% 6.53% 5.506% 5.922%
Apr 23, 2023, Sunday 6.18% 7.075% 6.593% 6.679% 5.601% 6.009%
Apr 16, 2023, Sunday 6% 6.893% 6.369% 6.445% 5.779% 6.189%
Apr 9, 2023, Sunday 5.968% 6.842% 6.235% 6.31% 5.605% 6.016%
Apr 2, 2023, Sunday 5.803% 6.715% 6.493% 6.57% 5.716% 6.127%
Mar 26, 2023, Sunday 5.634% 6.532% 6.401% 6.483% 5.618% 6.025%
Mar 19, 2023, Sunday 5.835% 6.748% 6.449% 6.545% 5.785% 6.196%
Mar 12, 2023, Sunday 5.754% 6.614% 6.792% 6.919% 6.174% 6.595%
Mar 5, 2023, Sunday 5.848% 6.689% 6.876% 6.997% 6.178% 6.598%
Feb 26, 2023, Sunday 5.803% 6.633% 6.706% 6.829% 6.152% 6.573%
Feb 19, 2023, Sunday 5.635% 6.477% 6.53% 6.648% 5.939% 6.344%
Feb 12, 2023, Sunday 5.477% 6.276% 6.415% 6.522% 5.775% 6.183%
Feb 5, 2023, Sunday 5.24% 6.015% 6.03% 6.134% 5.406% 5.805%
Jan 29, 2023, Sunday 5.311% 6.082% 6.095% 6.201% 5.534% 5.938%
Jan 22, 2023, Sunday 5.379% 6.153% 6.048% 6.152% 5.476% 5.877%
Jan 15, 2023, Sunday 5.378% 6.161% 6.052% 6.156% 5.482% 5.883%
Jan 8, 2023, Sunday 5.451% 6.25% 6.322% 6.428% 5.705% 6.104%
Jan 1, 2023, Sunday 5.684% 6.493% 6.417% 6.523% 5.854% 6.263%
Dec 25, 2022, Sunday 5.525% 6.333% 6.258% 6.36% 5.685% 6.092%
Dec 18, 2022, Sunday 5.452% 6.25% 6.121% 6.224% 5.552% 5.955%
Dec 11, 2022, Sunday 5.626% 6.416% 6.219% 6.323% 5.722% 6.124%
Dec 4, 2022, Sunday 5.529% 6.32% 6.216% 6.32% 5.681% 6.079%
Nov 27, 2022, Sunday 5.631% 6.436% 6.386% 6.499% 5.892% 6.313%
Nov 20, 2022, Sunday 5.685% 6.482% 6.392% 6.502% 5.866% 6.275%
Nov 13, 2022, Sunday 6.073% 6.906% 6.697% 6.806% 6.134% 6.547%
Nov 6, 2022, Sunday 6.701% 7.511% 7.045% 7.165% 6.35% 6.76%
Oct 30, 2022, Sunday 6.163% 7.013% 6.963% 7.066% 6.293% 6.685%
Oct 23, 2022, Sunday 6.677% 7.526% 7.025% 7.13% 6.442% 6.861%
Oct 16, 2022, Sunday 6.455% 7.329% 6.819% 6.935% 6.325% 6.748%
Oct 9, 2022, Sunday 6.268% 7.137% 6.551% 6.665% 6.056% 6.461%
Oct 2, 2022, Sunday 6.289% 7.183% 6.594% 6.705% 6.032% 6.442%
Sep 25, 2022, Sunday 5.593% 6.448% 6.276% 6.382% 5.677% 6.065%
Sep 18, 2022, Sunday 5.352% 6.187% 6.019% 6.118% 5.332% 5.716%
Sep 11, 2022, Sunday 5.006% 5.822% 5.876% 5.969% 5.138% 5.503%
Sep 4, 2022, Sunday 4.78% 5.58% 5.747% 5.841% 4.989% 5.363%
Aug 28, 2022, Sunday 4.689% 5.476% 5.582% 5.676% 4.767% 5.145%
Aug 21, 2022, Sunday 4.164% 4.954% 5.362% 5.448% 4.503% 4.873%
Aug 14, 2022, Sunday 4.124% 4.903% 5.169% 5.257% 4.404% 4.764%
Aug 7, 2022, Sunday 4.291% 5.103% 5.145% 5.231% 4.409% 4.774%
Jul 31, 2022, Sunday 4.44% 5.254% 5.181% 5.26% 4.432% 4.79%
Jul 24, 2022, Sunday 4.593% 5.393% 5.471% 5.551% 4.664% 5.036%
Jul 17, 2022, Sunday 4.748% 5.573% 5.553% 5.636% 4.792% 5.165%
Jul 10, 2022, Sunday 4.857% 5.684% 5.498% 5.582% 4.782% 5.154%
Jul 3, 2022, Sunday 4.909% 5.732% 5.523% 5.607% 4.875% 5.243%
Jun 26, 2022, Sunday 4.642% 5.464% 5.647% 5.732% 4.979% 5.352%
Jun 19, 2022, Sunday 4.792% 5.616% 5.807% 5.898% 5.033% 5.418%
Jun 12, 2022, Sunday 4.175% 4.98% 5.417% 5.501% 4.677% 5.043%
Jun 5, 2022, Sunday 4.104% 4.913% 5.121% 5.205% 4.549% 4.909%
May 29, 2022, Sunday 4.005% 4.802% 4.998% 5.082% 4.419% 4.774%
May 22, 2022, Sunday 4.208% 5.027% 5.142% 5.224% 4.497% 4.865%
May 15, 2022, Sunday 4.322% 5.134% 5.202% 5.287% 4.536% 4.906%
May 8, 2022, Sunday 4.46% 5.264% 5.304% 5.391% 4.684% 5.057%
May 1, 2022, Sunday 4.259% 5.038% 5.098% 5.179% 4.556% 4.912%
Apr 24, 2022, Sunday 4.4% 5.191% 5.153% 5.241% 4.609% 4.967%
Apr 17, 2022, Sunday 4.289% 5.099% 5.02% 5.101% 4.44% 4.797%
Apr 10, 2022, Sunday 4.314% 5.116% 4.881% 4.97% 4.346% 4.707%
Apr 3, 2022, Sunday 3.702% 4.531% 4.673% 4.761% 4.101% 4.463%
Mar 27, 2022, Sunday 3.535% 4.371% 4.601% 4.688% 4.027% 4.388%
Mar 20, 2022, Sunday 3.272% 4.096% 4.329% 4.41% 3.787% 4.134%
Mar 13, 2022, Sunday 3.074% 3.858% 4.038% 4.118% 3.502% 3.849%
Mar 6, 2022, Sunday 2.987% 3.743% 3.825% 3.904% 3.223% 3.533%
Feb 27, 2022, Sunday 3.101% 3.853% 3.93% 4.011% 3.229% 3.518%
Feb 20, 2022, Sunday 3.246% 3.998% 3.93% 4.008% 3.304% 3.618%
Feb 13, 2022, Sunday 3.647% 4.378% 3.803% 3.878% 3.235% 3.548%
Feb 6, 2022, Sunday 3.33% 4.089% 3.612% 3.685% 3.083% 3.393%
Jan 30, 2022, Sunday 3.593% 4.41% 3.51% 3.583% 3.01% 3.305%
Jan 23, 2022, Sunday 3.4% 4.187% 3.502% 3.572% 3.018% 3.316%
Jan 16, 2022, Sunday 2.611% 3.352% 3.442% 3.51% 2.9% 3.206%
Jan 9, 2022, Sunday 2.716% 3.496% 3.251% 3.324% 2.76% 3.076%
Jan 2, 2022, Sunday 2.351% 3.164% 3.072% 3.143% 2.583% 2.888%
Dec 26, 2021, Sunday 2.315% 3.101% 3.021% 3.09% 2.551% 2.849%
Dec 19, 2021, Sunday 2.345% 3.101% 2.946% 3.015% 2.493% 2.788%
Dec 12, 2021, Sunday 2.338% 3.034% 2.982% 3.05% 2.509% 2.808%
Dec 5, 2021, Sunday 2.341% 3.064% 2.936% 3.005% 2.497% 2.802%
Nov 28, 2021, Sunday 2.271% 3.02% 3.014% 3.082% 2.545% 2.845%
Nov 21, 2021, Sunday 2.334% 3.029% 2.969% 3.037% 2.511% 2.799%
Nov 14, 2021, Sunday 2.401% 3.123% 2.939% 3.003% 2.503% 2.779%
Nov 7, 2021, Sunday 2.263% 2.978% 2.913% 2.975% 2.469% 2.742%
Oct 31, 2021, Sunday 2.361% 3.064% 2.964% 3.023% 2.534% 2.816%
Oct 24, 2021, Sunday 2.386% 3.1% 2.999% 3.057% 2.583% 2.863%
Oct 17, 2021, Sunday 2.399% 3.097% 2.971% 3.029% 2.562% 2.83%
Oct 10, 2021, Sunday 2.409% 3.102% 2.939% 2.999% 2.546% 2.815%
Oct 3, 2021, Sunday 2.306% 2.969% 2.949% 3.007% 2.525% 2.792%
Sep 26, 2021, Sunday 2.304% 2.965% 2.854% 2.91% 2.475% 2.742%
Sep 19, 2021, Sunday 2.295% 2.945% 2.803% 2.859% 2.477% 2.733%
Sep 12, 2021, Sunday 2.294% 2.947% 2.779% 2.834% 2.467% 2.726%
Sep 5, 2021, Sunday 2.238% 2.895% 2.8% 2.857% 2.448% 2.703%
Aug 29, 2021, Sunday 2.256% 2.911% 2.865% 2.925% 2.518% 2.779%
Aug 22, 2021, Sunday 2.293% 2.963% 2.848% 2.908% 2.622% 2.887%
Aug 15, 2021, Sunday 2.288% 2.959% 2.852% 2.912% 2.566% 2.837%
Aug 8, 2021, Sunday 2.617% 3.338% 2.775% 2.836% 2.56% 2.824%
Aug 1, 2021, Sunday 2.603% 3.324% 2.787% 2.846% 2.542% 2.807%
Jul 25, 2021, Sunday 2.646% 3.373% 2.768% 2.827% 2.537% 2.808%
Jul 18, 2021, Sunday 2.315% 2.995% 2.79% 2.847% 2.51% 2.781%
Jul 11, 2021, Sunday 2.255% 2.913% 2.796% 2.855% 2.526% 2.791%
Jul 4, 2021, Sunday 2.365% 3.045% 2.832% 2.89% 2.529% 2.797%
Jun 27, 2021, Sunday 2.46% 3.132% 2.854% 2.913% 2.499% 2.741%
Jun 20, 2021, Sunday 2.952% 3.682% 2.852% 2.909% 2.562% 2.84%
Jun 13, 2021, Sunday 2.9% 3.626% 2.8% 2.854% 2.542% 2.817%
Jun 6, 2021, Sunday 2.33% 3.012% 2.892% 2.948% 2.557% 2.839%
May 30, 2021, Sunday 2.27% 2.968% 2.917% 2.974% 2.556% 2.843%
May 23, 2021, Sunday 2.293% 2.979% 2.968% 3.029% 2.564% 2.854%
May 16, 2021, Sunday 2.358% 3.041% 2.904% 2.964% 2.572% 2.852%
May 9, 2021, Sunday 2.414% 3.081% 2.777% 2.829% 2.526% 2.794%
May 2, 2021, Sunday 2.552% 3.237% 2.872% 2.928% 2.571% 2.853%
Apr 25, 2021, Sunday 2.834% 3.517% 2.799% 2.852% 2.458% 2.679%
Apr 18, 2021, Sunday 3.074% 3.785% 2.861% 2.916% 2.572% 2.837%
Apr 11, 2021, Sunday 2.597% 3.277% 2.943% 2.999% 2.601% 2.88%
Apr 4, 2021, Sunday 2.684% 3.37% 3.004% 3.061% 2.703% 2.977%
Mar 28, 2021, Sunday 2.62% 3.309% 3.03% 3.088% 2.764% 3.053%
Mar 21, 2021, Sunday 2.809% 3.506% 3.145% 3.204% 2.855% 3.155%
Mar 14, 2021, Sunday 2.518% 3.198% 3.044% 3.105% 2.788% 3.09%
Mar 7, 2021, Sunday 2.346% 3.025% 3.033% 3.094% 2.727% 3.028%
Feb 28, 2021, Sunday 2.467% 3.146% 3.033% 3.093% 2.706% 3.005%
Feb 21, 2021, Sunday 2.255% 2.918% 2.864% 2.921% 2.513% 2.802%
Feb 14, 2021, Sunday 2.178% 2.841% 2.736% 2.792% 2.378% 2.655%
Feb 7, 2021, Sunday 2.19% 2.855% 2.755% 2.811% 2.379% 2.656%
Jan 31, 2021, Sunday 2.186% 2.852% 2.779% 2.833% 2.269% 2.549%
Jan 24, 2021, Sunday 2.115% 2.809% 2.926% 2.983% 2.395% 2.673%
Jan 17, 2021, Sunday 2.085% 2.778% 2.933% 2.991% 2.583% 2.873%
Jan 10, 2021, Sunday 2.006% 2.705% 2.881% 2.938% 2.452% 2.728%
Jan 3, 2021, Sunday 1.898% 2.594% 2.9% 2.958% 2.412% 2.682%
Dec 27, 2020, Sunday 1.927% 2.633% 2.887% 2.944% 2.465% 2.737%
Dec 20, 2020, Sunday 1.966% 2.659% 2.812% 2.868% 2.452% 2.726%
Dec 13, 2020, Sunday 2.081% 2.772% 2.866% 2.924% 2.472% 2.738%
Dec 6, 2020, Sunday 2.224% 2.908% 2.87% 2.929% 2.483% 2.743%
Nov 29, 2020, Sunday 2.25% 2.926% 3.008% 3.069% 2.543% 2.805%
Nov 22, 2020, Sunday 2.602% 3.274% 2.898% 2.955% 2.489% 2.75%
Nov 15, 2020, Sunday 2.773% 3.465% 3.003% 3.065% 2.504% 2.778%
Nov 8, 2020, Sunday 2.638% 3.317% 2.97% 3.032% 2.555% 2.83%
Nov 1, 2020, Sunday 2.928% 3.622% 2.97% 3.029% 2.575% 2.865%
Oct 25, 2020, Sunday 2.315% 3.025% 3.106% 3.172% 2.682% 2.979%
Oct 18, 2020, Sunday 2.303% 3.015% 3.089% 3.16% 2.663% 2.948%
Oct 11, 2020, Sunday 2.264% 2.952% 3.094% 3.162% 2.639% 2.922%
Oct 4, 2020, Sunday 2.271% 2.963% 3.083% 3.151% 2.575% 2.865%
Sep 27, 2020, Sunday 2.333% 3.028% 3.18% 3.247% 2.563% 2.872%
Sep 20, 2020, Sunday 2.349% 3.129% 3.296% 3.368% 2.669% 2.975%
Sep 13, 2020, Sunday 2.427% 3.195% 3.291% 3.363% 2.635% 2.943%
Sep 6, 2020, Sunday 2.5% 3.273% 3.252% 3.329% 2.701% 3.011%
Aug 30, 2020, Sunday 2.452% 3.223% 3.301% 3.379% 2.722% 3.038%
Aug 23, 2020, Sunday 2.448% 3.194% 3.275% 3.351% 2.671% 2.979%
Aug 16, 2020, Sunday 2.442% 3.187% 3.216% 3.29% 2.735% 3.052%
Aug 9, 2020, Sunday 2.261% 2.94% 3.206% 3.282% 2.655% 2.97%
Aug 2, 2020, Sunday 2.458% 3.149% 3.28% 3.353% 2.58% 2.884%
Jul 26, 2020, Sunday 2.645% 3.369% 3.317% 3.395% 2.627% 2.936%
Jul 19, 2020, Sunday 2.438% 3.181% 3.302% 3.379% 2.667% 2.977%
Jul 12, 2020, Sunday 2.378% 3.129% 3.421% 3.496% 2.647% 2.951%
Jul 5, 2020, Sunday 2.473% 3.201% 3.529% 3.606% 2.759% 3.072%
Jun 28, 2020, Sunday 2.49% 3.213% 3.576% 3.655% 2.776% 3.066%
Jun 21, 2020, Sunday 4.007% 4.849% 3.597% 3.683% 2.844% 3.113%
Jun 14, 2020, Sunday 4.095% 4.929% 3.539% 3.624% 2.911% 3.154%
Jun 7, 2020, Sunday 3.97% 4.782% 3.606% 3.689% 3.001% 3.248%
May 31, 2020, Sunday 2.886% 3.59% 3.614% 3.698% 3.015% 3.257%
May 24, 2020, Sunday 3% 3.712% 3.609% 3.69% 3.026% 3.27%
May 17, 2020, Sunday 2.893% 3.636% 3.676% 3.755% 3.037% 3.289%
May 10, 2020, Sunday 2.89% 3.598% 3.769% 3.853% 3.086% 3.347%
May 3, 2020, Sunday 2.817% 3.518% 3.758% 3.845% 3.053% 3.296%
Apr 26, 2020, Sunday 2.943% 3.671% 3.826% 3.91% 3.075% 3.335%
Apr 19, 2020, Sunday 3.251% 4.026% 3.737% 3.825% 3.103% 3.372%
Apr 12, 2020, Sunday 3.173% 3.963% 3.82% 3.912% 3.126% 3.392%
Apr 5, 2020, Sunday 3.17% 3.959% 3.791% 3.878% 3.19% 3.456%
Mar 29, 2020, Sunday 3.12% 3.959% 3.663% 3.744% 3.152% 3.403%
Mar 22, 2020, Sunday 3.213% 3.983% 4.285% 4.388% 3.709% 3.995%
Mar 15, 2020, Sunday 3.355% 4.097% 4.494% 4.588% 3.871% 4.167%
Mar 8, 2020, Sunday 4.197% 4.992% 4.344% 4.431% 3.481% 3.763%
Mar 1, 2020, Sunday 3.848% 4.608% 3.993% 4.064% 3.357% 3.639%
Feb 23, 2020, Sunday 3.924% 4.687% 4.002% 4.071% 3.395% 3.676%
Feb 16, 2020, Sunday 4.007% 4.77% 3.998% 4.07% 3.347% 3.623%
Feb 9, 2020, Sunday 3.917% 4.686% 4.006% 4.077% 3.341% 3.618%
Feb 2, 2020, Sunday 2.958% 3.722% 3.937% 4.006% 3.29% 3.56%
Jan 26, 2020, Sunday 2.939% 3.735% 3.761% 3.827% 3.2% 3.473%
Jan 19, 2020, Sunday 3.264% 3.995% 3.816% 3.883% 3.227% 3.5%
Jan 12, 2020, Sunday 3.891% 4.662% 3.763% 3.829% 3.198% 3.462%
Jan 5, 2020, Sunday 3.831% 4.608% 3.768% 3.835% 3.209% 3.476%

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