Current United States Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.283%
1W Change 0.03%
APR2.984%
1W Change 0.06%

Conventional Loan Purchase - 30 Year Fixed

Rate3.044%
1W Change 0.04%
APR3.111%
1W Change 0.04%

VA Loan Purchase - 30 Year Fixed

Rate2.649%
1W Change 0.01%
APR2.937%
1W Change 0.01%

See more mortgage rates on Zillow

Current United States Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.883%
1W Change 0.00%
APR3.596%
1W Change 0.00%

Conventional Loan Refinance - 30 Year Fixed

Rate2.837%
1W Change 0.04%
APR2.898%
1W Change 0.04%

VA Loan Refinance - 30 Year Fixed

Rate2.385%
1W Change 0.00%
APR2.695%
1W Change 0.02%

See more mortgage rates on Zillow

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with a local mortgage broker to receive a personalized rate for your specific situation.

What are today's US mortgage rates?

You’ve heard it time and time again; mortgage and refinance rates are at an all time low. Check out today’s mortgage and refinance rates.

Find a Mortgage Lender

Estimate Your Mortgage Payments

Find a Real Estate Agent

How do today mortgage rates impact your ability to by a home?

A clear and simple path to getting business capital.

1

Buying a Home

Today’s Mortgage Rates – Knowing today’s mortgage rates can help you make buying decisions.

2

Refinancing a Home

Today’s Mortgage Rates – Compare your mortgage rates with current rates. Find out if refinancing will save you money.

Explore Your Mortgage Loan Options

Loan TypeDown PaymentTermsMortgage Insurance
Fixed Rate Mortgages
Learn more
5%15 or 30 years, fixedNo (if under 80% loan-to-value)
VA Home Loans
Learn more
None15, 20, 25 or 30 years, fixed and adjustableNo
FHA Home Loans
Learn more
3.5%10, 15, 20, 25 or 30 years, fixed and adjustableYes
Jumbo Home Loans
Learn more
20%15 or 30 years, fixed and adjustableNo
USDA Home Mortgages
Learn more
None30 years, fixedNo (Up-Front Guarantee Fee financed into loan)
Renovation Mortgage 203(k)
Learn more
3.5%30 years, fixedYes
Adjustable Rate Mortgage (ARM)
Learn more
Varies3/1, 5/1, 7/1 or 10/1Varies

LendingTree

LendingTree makes it easy to apply for and compare mortgage options

Get Your Rates

SuperMoney Mortgage Refinance

Mortgage Refinance: Comparisons and Reviews

Get Your Rates

LoanDepot

loanDeposit provides fixed & adjustable mortgage loans and refinancing across all 50 states

Get Your Rates

Quicken Loans

Quicken Mortgage is a direct lender offering fixed & adjustable rate loans

Get Your Rates

Rocket Mortgage

With Rocket mortgage, borrowers can quickly secure a range of refinancing or mortgage loans

Get Your Rates

United States Mortgage Rates History

Day FHA Conventional VA
Rate APR Rate APR Rate APR
Oct 18, 2020, Sunday 2.303% 3.015% 3.089% 3.16% 2.663% 2.948%
Oct 11, 2020, Sunday 2.264% 2.952% 3.094% 3.162% 2.639% 2.922%
Oct 4, 2020, Sunday 2.271% 2.963% 3.083% 3.151% 2.575% 2.865%
Sep 27, 2020, Sunday 2.333% 3.028% 3.18% 3.247% 2.563% 2.872%
Sep 20, 2020, Sunday 2.349% 3.129% 3.296% 3.368% 2.669% 2.975%
Sep 13, 2020, Sunday 2.427% 3.195% 3.291% 3.363% 2.635% 2.943%
Sep 6, 2020, Sunday 2.5% 3.273% 3.252% 3.329% 2.701% 3.011%
Aug 30, 2020, Sunday 2.452% 3.223% 3.301% 3.379% 2.722% 3.038%
Aug 23, 2020, Sunday 2.448% 3.194% 3.275% 3.351% 2.671% 2.979%
Aug 16, 2020, Sunday 2.442% 3.187% 3.216% 3.29% 2.735% 3.052%
Aug 9, 2020, Sunday 2.261% 2.94% 3.206% 3.282% 2.655% 2.97%
Aug 2, 2020, Sunday 2.458% 3.149% 3.28% 3.353% 2.58% 2.884%
Jul 26, 2020, Sunday 2.645% 3.369% 3.317% 3.395% 2.627% 2.936%
Jul 19, 2020, Sunday 2.438% 3.181% 3.302% 3.379% 2.667% 2.977%
Jul 12, 2020, Sunday 2.378% 3.129% 3.421% 3.496% 2.647% 2.951%
Jul 5, 2020, Sunday 2.473% 3.201% 3.529% 3.606% 2.759% 3.072%
Jun 28, 2020, Sunday 2.49% 3.213% 3.576% 3.655% 2.776% 3.066%
Jun 21, 2020, Sunday 4.007% 4.849% 3.597% 3.683% 2.844% 3.113%
Jun 14, 2020, Sunday 4.095% 4.929% 3.539% 3.624% 2.911% 3.154%
Jun 7, 2020, Sunday 3.97% 4.782% 3.606% 3.689% 3.001% 3.248%
May 31, 2020, Sunday 2.886% 3.59% 3.614% 3.698% 3.015% 3.257%
May 24, 2020, Sunday 3% 3.712% 3.609% 3.69% 3.026% 3.27%
May 17, 2020, Sunday 2.893% 3.636% 3.676% 3.755% 3.037% 3.289%
May 10, 2020, Sunday 2.89% 3.598% 3.769% 3.853% 3.086% 3.347%
May 3, 2020, Sunday 2.817% 3.518% 3.758% 3.845% 3.053% 3.296%
Apr 26, 2020, Sunday 2.943% 3.671% 3.826% 3.91% 3.075% 3.335%
Apr 19, 2020, Sunday 3.251% 4.026% 3.737% 3.825% 3.103% 3.372%
Apr 12, 2020, Sunday 3.173% 3.963% 3.82% 3.912% 3.126% 3.392%
Apr 5, 2020, Sunday 3.17% 3.959% 3.791% 3.878% 3.19% 3.456%
Mar 29, 2020, Sunday 3.12% 3.959% 3.663% 3.744% 3.152% 3.403%
Mar 22, 2020, Sunday 3.213% 3.983% 4.285% 4.388% 3.709% 3.995%
Mar 15, 2020, Sunday 3.355% 4.097% 4.494% 4.588% 3.871% 4.167%
Mar 8, 2020, Sunday 4.197% 4.992% 4.344% 4.431% 3.481% 3.763%
Mar 1, 2020, Sunday 3.848% 4.608% 3.993% 4.064% 3.357% 3.639%
Feb 23, 2020, Sunday 3.924% 4.687% 4.002% 4.071% 3.395% 3.676%
Feb 16, 2020, Sunday 4.007% 4.77% 3.998% 4.07% 3.347% 3.623%
Feb 9, 2020, Sunday 3.917% 4.686% 4.006% 4.077% 3.341% 3.618%
Feb 2, 2020, Sunday 2.958% 3.722% 3.937% 4.006% 3.29% 3.56%
Jan 26, 2020, Sunday 2.939% 3.735% 3.761% 3.827% 3.2% 3.473%
Jan 19, 2020, Sunday 3.264% 3.995% 3.816% 3.883% 3.227% 3.5%
Jan 12, 2020, Sunday 3.891% 4.662% 3.763% 3.829% 3.198% 3.462%
Jan 5, 2020, Sunday 3.831% 4.608% 3.768% 3.835% 3.209% 3.476%

See more mortgage rates on Zillow

US Mortgage Rates for Each State

Daily Mortgage Rates for US States & Territories

US United States Daily Mortgage Rates
AK Alaska Mortgage Rates Daily
AL Alabama Mortgage Rates Daily
AR Arkansas Mortgage Rates Daily
AS American Samoa Mortgage Rates Daily
AZ Arizona Mortgage Rates Daily
CA California Mortgage Rates Daily
CO Colorado Mortgage Rates Daily
CT Connecticut Mortgage Rates Daily
DC Washington, D.C. Mortgage Rates Daily
DE Delaware Mortgage Rates Daily
FL Florida Mortgage Rates Daily
GA Georgia Mortgage Rates Daily
GU Guam Mortgage Rates Daily
HI Hawaii Mortgage Rates Daily
IA Iowa Mortgage Rates Daily
ID Idaho Mortgage Rates Daily
IL Illinois Mortgage Rates Daily
IN Indiana Mortgage Rates Daily
KS Kansas Mortgage Rates Daily
KY Kentucky Mortgage Rates Daily
LA Louisiana Mortgage Rates Daily
MA Massachusetts Mortgage Rates Daily
MD Maryland Mortgage Rates Daily
ME Maine Mortgage Rates Daily
MH Marshall Islands Mortgage Rates Daily
MI Michigan Mortgage Rates Daily
MN Minnesota Mortgage Rates Daily
MO Missouri Mortgage Rates Daily
MP Northern Mariana Islands Mortgage Rates Daily
MS Mississippi Mortgage Rates Daily
MT Montana Mortgage Rates Daily
NC North Carolina Mortgage Rates Daily
ND North Dakota Mortgage Rates Daily
NE Nebraska Mortgage Rates Daily
NH New Hampshire Mortgage Rates Daily
NJ New Jersey Mortgage Rates Daily
NM New Mexico Mortgage Rates Daily
NV Nevada Mortgage Rates Daily
NY New York Mortgage Rates Daily
OH Ohio Mortgage Rates Daily
OK Oklahoma Mortgage Rates Daily
OR Oregon Mortgage Rates Daily
PA Pennsylvania Mortgage Rates Daily
PR Puerto Rico Mortgage Rates Daily
RI Rhode Island Mortgage Rates Daily
SC South Carolina Mortgage Rates Daily
SD South Dakota Mortgage Rates Daily
TN Tennessee Mortgage Rates Daily
TX Texas Mortgage Rates Daily
UT Utah Mortgage Rates Daily
VA Virginia Mortgage Rates Daily
VI Virgin Islands Mortgage Rates Daily
VT Vermont Mortgage Rates Daily
WA Washington Mortgage Rates Daily
WI Wisconsin Mortgage Rates Daily
WV West Virginia Mortgage Rates Daily
WY Wyoming Mortgage Rates Daily

Top 5 Loan Calculators for Calculating Extra Payments

Debt is something that all of us have. According to Experian’s 2019 Consumer Debt Study, total consumer debt in the United States stands at $14.1 trillion, with the average personal debt at $90,460. While it’s good to know you’re not alone when it comes to debt, it doesn’t erase the fact that becoming debt-free can [...]

Mortgage Forbearance | Is It a Good Idea?

There comes a time for many people when paying the mortgage becomes a financial burden. If you’ve ever been in that situation, you know the hardship it can cause. But, there are actions you can take to make things a little easier. Mortgage forbearance is one avenue you may want to explore if you’re having [...]