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Current United States Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.977%
1W Change 0.3%
APR3.671%
1W Change 0.33%

Conventional Loan Purchase - 30 Year Fixed

Rate2.826%
1W Change 0.02%
APR2.88%
1W Change 0.02%

VA Loan Purchase - 30 Year Fixed

Rate2.571%
1W Change 0.00%
APR2.832%
1W Change 0.02%

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Current United States Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.859%
1W Change 0.15%
APR3.592%
1W Change 0.16%

Conventional Loan Refinance - 30 Year Fixed

Rate2.872%
1W Change 0.03%
APR2.929%
1W Change 0.03%

VA Loan Refinance - 30 Year Fixed

Rate2.431%
1W Change 0.02%
APR2.727%
1W Change 0.01%

See more mortgage rates on Zillow

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with a local mortgage broker to receive a personalized rate for your specific situation.

What are today's US mortgage rates?

You’ve heard it time and time again; mortgage and refinance rates are at an all time low. Check out today’s mortgage and refinance rates.

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Buying a Home

Today’s Mortgage Rates – Knowing today’s mortgage rates can help you make buying decisions.

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Today’s Mortgage Rates – Compare your mortgage rates with current rates. Find out if refinancing will save you money.

Explore Your Mortgage Loan Options

Loan TypeDown PaymentTermsMortgage Insurance
Fixed Rate Mortgages
Learn more		5%15 or 30 years, fixedNo (if under 80% loan-to-value)
VA Home Loans
Learn more		None15, 20, 25 or 30 years, fixed and adjustableNo
FHA Home Loans
Learn more		3.5%10, 15, 20, 25 or 30 years, fixed and adjustableYes
Jumbo Home Loans
Learn more		20%15 or 30 years, fixed and adjustableNo
USDA Home Mortgages
Learn more		None30 years, fixedNo (Up-Front Guarantee Fee financed into loan)
Renovation Mortgage 203(k)
Learn more		3.5%30 years, fixedYes
Adjustable Rate Mortgage (ARM)
Learn more		Varies3/1, 5/1, 7/1 or 10/1Varies
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LendingTree

LendingTree makes it easy to apply for and compare mortgage options

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SuperMoney Mortgage Refinance

Mortgage Refinance: Comparisons and Reviews

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LoanDepot

loanDeposit provides fixed & adjustable mortgage loans and refinancing across all 50 states

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Quicken Loans

Quicken Mortgage is a direct lender offering fixed & adjustable rate loans

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Rocket Mortgage

With Rocket mortgage, borrowers can quickly secure a range of refinancing or mortgage loans

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United States Mortgage Rates History

Day FHA Conventional VA
Rate APR Rate APR Rate APR
Apr 18, 2021, Sunday 3.074% 3.785% 2.861% 2.916% 2.572% 2.837%
Apr 11, 2021, Sunday 2.597% 3.277% 2.943% 2.999% 2.601% 2.88%
Apr 4, 2021, Sunday 2.684% 3.37% 3.004% 3.061% 2.703% 2.977%
Mar 28, 2021, Sunday 2.62% 3.309% 3.03% 3.088% 2.764% 3.053%
Mar 21, 2021, Sunday 2.809% 3.506% 3.145% 3.204% 2.855% 3.155%
Mar 14, 2021, Sunday 2.518% 3.198% 3.044% 3.105% 2.788% 3.09%
Mar 7, 2021, Sunday 2.346% 3.025% 3.033% 3.094% 2.727% 3.028%
Feb 28, 2021, Sunday 2.467% 3.146% 3.033% 3.093% 2.706% 3.005%
Feb 21, 2021, Sunday 2.255% 2.918% 2.864% 2.921% 2.513% 2.802%
Feb 14, 2021, Sunday 2.178% 2.841% 2.736% 2.792% 2.378% 2.655%
Feb 7, 2021, Sunday 2.19% 2.855% 2.755% 2.811% 2.379% 2.656%
Jan 31, 2021, Sunday 2.186% 2.852% 2.779% 2.833% 2.269% 2.549%
Jan 24, 2021, Sunday 2.115% 2.809% 2.926% 2.983% 2.395% 2.673%
Jan 17, 2021, Sunday 2.085% 2.778% 2.933% 2.991% 2.583% 2.873%
Jan 10, 2021, Sunday 2.006% 2.705% 2.881% 2.938% 2.452% 2.728%
Jan 3, 2021, Sunday 1.898% 2.594% 2.9% 2.958% 2.412% 2.682%
Dec 27, 2020, Sunday 1.927% 2.633% 2.887% 2.944% 2.465% 2.737%
Dec 20, 2020, Sunday 1.966% 2.659% 2.812% 2.868% 2.452% 2.726%
Dec 13, 2020, Sunday 2.081% 2.772% 2.866% 2.924% 2.472% 2.738%
Dec 6, 2020, Sunday 2.224% 2.908% 2.87% 2.929% 2.483% 2.743%
Nov 29, 2020, Sunday 2.25% 2.926% 3.008% 3.069% 2.543% 2.805%
Nov 22, 2020, Sunday 2.602% 3.274% 2.898% 2.955% 2.489% 2.75%
Nov 15, 2020, Sunday 2.773% 3.465% 3.003% 3.065% 2.504% 2.778%
Nov 8, 2020, Sunday 2.638% 3.317% 2.97% 3.032% 2.555% 2.83%
Nov 1, 2020, Sunday 2.928% 3.622% 2.97% 3.029% 2.575% 2.865%
Oct 25, 2020, Sunday 2.315% 3.025% 3.106% 3.172% 2.682% 2.979%
Oct 18, 2020, Sunday 2.303% 3.015% 3.089% 3.16% 2.663% 2.948%
Oct 11, 2020, Sunday 2.264% 2.952% 3.094% 3.162% 2.639% 2.922%
Oct 4, 2020, Sunday 2.271% 2.963% 3.083% 3.151% 2.575% 2.865%
Sep 27, 2020, Sunday 2.333% 3.028% 3.18% 3.247% 2.563% 2.872%
Sep 20, 2020, Sunday 2.349% 3.129% 3.296% 3.368% 2.669% 2.975%
Sep 13, 2020, Sunday 2.427% 3.195% 3.291% 3.363% 2.635% 2.943%
Sep 6, 2020, Sunday 2.5% 3.273% 3.252% 3.329% 2.701% 3.011%
Aug 30, 2020, Sunday 2.452% 3.223% 3.301% 3.379% 2.722% 3.038%
Aug 23, 2020, Sunday 2.448% 3.194% 3.275% 3.351% 2.671% 2.979%
Aug 16, 2020, Sunday 2.442% 3.187% 3.216% 3.29% 2.735% 3.052%
Aug 9, 2020, Sunday 2.261% 2.94% 3.206% 3.282% 2.655% 2.97%
Aug 2, 2020, Sunday 2.458% 3.149% 3.28% 3.353% 2.58% 2.884%
Jul 26, 2020, Sunday 2.645% 3.369% 3.317% 3.395% 2.627% 2.936%
Jul 19, 2020, Sunday 2.438% 3.181% 3.302% 3.379% 2.667% 2.977%
Jul 12, 2020, Sunday 2.378% 3.129% 3.421% 3.496% 2.647% 2.951%
Jul 5, 2020, Sunday 2.473% 3.201% 3.529% 3.606% 2.759% 3.072%
Jun 28, 2020, Sunday 2.49% 3.213% 3.576% 3.655% 2.776% 3.066%
Jun 21, 2020, Sunday 4.007% 4.849% 3.597% 3.683% 2.844% 3.113%
Jun 14, 2020, Sunday 4.095% 4.929% 3.539% 3.624% 2.911% 3.154%
Jun 7, 2020, Sunday 3.97% 4.782% 3.606% 3.689% 3.001% 3.248%
May 31, 2020, Sunday 2.886% 3.59% 3.614% 3.698% 3.015% 3.257%
May 24, 2020, Sunday 3% 3.712% 3.609% 3.69% 3.026% 3.27%
May 17, 2020, Sunday 2.893% 3.636% 3.676% 3.755% 3.037% 3.289%
May 10, 2020, Sunday 2.89% 3.598% 3.769% 3.853% 3.086% 3.347%
May 3, 2020, Sunday 2.817% 3.518% 3.758% 3.845% 3.053% 3.296%
Apr 26, 2020, Sunday 2.943% 3.671% 3.826% 3.91% 3.075% 3.335%
Apr 19, 2020, Sunday 3.251% 4.026% 3.737% 3.825% 3.103% 3.372%
Apr 12, 2020, Sunday 3.173% 3.963% 3.82% 3.912% 3.126% 3.392%
Apr 5, 2020, Sunday 3.17% 3.959% 3.791% 3.878% 3.19% 3.456%
Mar 29, 2020, Sunday 3.12% 3.959% 3.663% 3.744% 3.152% 3.403%
Mar 22, 2020, Sunday 3.213% 3.983% 4.285% 4.388% 3.709% 3.995%
Mar 15, 2020, Sunday 3.355% 4.097% 4.494% 4.588% 3.871% 4.167%
Mar 8, 2020, Sunday 4.197% 4.992% 4.344% 4.431% 3.481% 3.763%
Mar 1, 2020, Sunday 3.848% 4.608% 3.993% 4.064% 3.357% 3.639%
Feb 23, 2020, Sunday 3.924% 4.687% 4.002% 4.071% 3.395% 3.676%
Feb 16, 2020, Sunday 4.007% 4.77% 3.998% 4.07% 3.347% 3.623%
Feb 9, 2020, Sunday 3.917% 4.686% 4.006% 4.077% 3.341% 3.618%
Feb 2, 2020, Sunday 2.958% 3.722% 3.937% 4.006% 3.29% 3.56%
Jan 26, 2020, Sunday 2.939% 3.735% 3.761% 3.827% 3.2% 3.473%
Jan 19, 2020, Sunday 3.264% 3.995% 3.816% 3.883% 3.227% 3.5%
Jan 12, 2020, Sunday 3.891% 4.662% 3.763% 3.829% 3.198% 3.462%
Jan 5, 2020, Sunday 3.831% 4.608% 3.768% 3.835% 3.209% 3.476%

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