Mountain America Credit Union Routing Number

The Federal Credit Union of Mountain America serves as a financial cooperative. The Union offers financial options that include loans, investment, insurance, credit and debit cards, online banking, and other related services. Federal Credit Union Mountain America serves people in the state of Utah. It is also by membership the 12th largest credit union nationwide and the 24th largest by total assets. As of February 2020, Mountain America had assets of $9.5 billion, 890,000 employees, more than 95 branches, and more than 5,000 mutual branch locations.

Mountain America Credit Union Routing Number

What is a Routing Number?

A routing number is a code of nine digits which is used to identify a US financial institution. It may also be known as an RTN, an ABA routing number, or a transit routing number. The American Bankers Association (ABA) had originally created routing numbers to streamline the distribution of paper checks on a large scale. Banks use routing numbers to guide the exchange of funds between themselves and from each other. Usually, most personal checks can be found at the bottom left corner with the routing code. A routing number indicates where the bank branch you opened your account is located. The other term is “Account Number,” it’s located at the bottom of your personal search, just to the right of your routing. Your bank account number is a unique identifier. One more is “Check Number,” the bottom right corner of your personal check includes a specific check number to help you keep a record of all the payments. Two routing numbers, such as ABA and ACH. ABA routing numbers are used for paper checks while ACH routing numbers are used for electronic transfer and withdrawals. You can get SWIFT and IBAN codes. Society for Worldwide Interbank Financial Telecommunication (SWIFT) is a code defining the bank in a foreign transaction. For international purchase, the International Bank Account Number (IBAN) marks your personal account. Both SWIFT and IBAN were designed to standardize the financial institutions’ international identification systems.

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