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Current Minnesota Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate6.196%
1W Change 0.54%
APR7.016%
1W Change 0.62%

Conventional Loan Purchase - 30 Year Fixed

Rate6.788%
1W Change 0.14%
APR6.865%
1W Change 0.16%

VA Loan Purchase - 30 Year Fixed

Rate5.791%
1W Change 0.11%
APR6.196%
1W Change 0.15%

See more mortgage rates on Zillow

Current Minnesota Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate6%
1W Change 0.38%
APR6.923%
1W Change 0.41%

Conventional Loan Refinance - 30 Year Fixed

Rate7.421%
1W Change 0.45%
APR7.52%
1W Change 0.44%

VA Loan Refinance - 30 Year Fixed

Rate6.004%
1W Change 0.12%
APR6.467%
1W Change 0.13%

See more mortgage rates on Zillow

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with a local mortgage broker to receive a personalized rate for your specific situation.

What are today's US mortgage rates?

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Loan TypeDown PaymentTermsMortgage Insurance
Fixed Rate Mortgages
Learn more		5%15 or 30 years, fixedNo (if under 80% loan-to-value)
VA Home Loans
Learn more		None15, 20, 25 or 30 years, fixed and adjustableNo
FHA Home Loans
Learn more		3.5%10, 15, 20, 25 or 30 years, fixed and adjustableYes
Jumbo Home Loans
Learn more		20%15 or 30 years, fixed and adjustableNo
USDA Home Mortgages
Learn more		None30 years, fixedNo (Up-Front Guarantee Fee financed into loan)
Renovation Mortgage 203(k)
Learn more		3.5%30 years, fixedYes
Adjustable Rate Mortgage (ARM)
Learn more		Varies3/1, 5/1, 7/1 or 10/1Varies
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Quicken Mortgage is a direct lender offering fixed & adjustable rate loans

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Minnesota Mortgage Rates History

Day FHA Conventional VA
Rate APR Rate APR Rate APR
Jun 4, 2023, Sunday 6.529% 7.425% 6.854% 6.936% 5.86% 6.295%
May 28, 2023, Sunday 6.374% 7.302% 6.91% 6.995% 5.966% 6.409%
May 21, 2023, Sunday 6.24% 7.136% 6.658% 6.736% 5.634% 6.063%
May 14, 2023, Sunday 5.746% 6.639% 6.561% 6.635% 5.409% 5.837%
May 7, 2023, Sunday 5.863% 6.729% 6.473% 6.547% 5.52% 5.922%
Apr 30, 2023, Sunday 6.064% 6.933% 6.498% 6.581% 5.468% 5.894%
Apr 23, 2023, Sunday 6.23% 7.113% 6.601% 6.678% 5.572% 5.993%
Apr 16, 2023, Sunday 5.952% 6.835% 6.434% 6.506% 5.797% 6.21%
Apr 9, 2023, Sunday 5.941% 6.808% 6.335% 6.408% 5.617% 6.034%
Apr 2, 2023, Sunday 5.791% 6.7% 6.59% 6.662% 5.735% 6.156%
Mar 26, 2023, Sunday 5.615% 6.505% 6.52% 6.6% 5.642% 6.047%
Mar 19, 2023, Sunday 5.766% 6.679% 6.492% 6.578% 5.833% 6.25%
Mar 12, 2023, Sunday 5.375% 6.169% 6.801% 6.914% 6.199% 6.637%
Mar 5, 2023, Sunday 5.375% 6.169% 6.847% 6.954% 6.182% 6.619%
Feb 26, 2023, Sunday 5.375% 6.169% 6.685% 6.796% 6.163% 6.59%
Feb 19, 2023, Sunday 5.375% 6.169% 6.495% 6.605% 5.957% 6.37%
Feb 12, 2023, Sunday 5.375% 6.169% 6.374% 6.471% 5.797% 6.215%
Feb 5, 2023, Sunday 5.377% 6.151% 6.026% 6.123% 5.405% 5.804%
Jan 29, 2023, Sunday 5.516% 6.281% 6.088% 6.186% 5.572% 5.993%
Jan 22, 2023, Sunday 5.393% 6.155% 6.062% 6.16% 5.492% 5.907%
Jan 15, 2023, Sunday 5.421% 6.186% 6.053% 6.149% 5.511% 5.931%
Jan 8, 2023, Sunday 5.53% 6.33% 6.308% 6.407% 5.736% 6.157%
Jan 1, 2023, Sunday 5.781% 6.577% 6.386% 6.486% 5.869% 6.294%
Dec 25, 2022, Sunday 5.6% 6.392% 6.242% 6.334% 5.688% 6.108%
Dec 18, 2022, Sunday 5.542% 6.347% 6.093% 6.188% 5.554% 5.97%
Dec 11, 2022, Sunday 5.717% 6.505% 6.184% 6.278% 5.719% 6.125%
Dec 4, 2022, Sunday 5.527% 6.327% 6.226% 6.319% 5.713% 6.124%
Nov 27, 2022, Sunday 5.773% 6.601% 6.442% 6.545% 5.94% 6.363%
Nov 20, 2022, Sunday 5.829% 6.625% 6.415% 6.512% 5.927% 6.348%
Nov 13, 2022, Sunday 6.137% 6.982% 6.666% 6.767% 6.159% 6.595%
Nov 6, 2022, Sunday 6.823% 7.627% 7.045% 7.153% 6.419% 6.84%
Oct 30, 2022, Sunday 6.162% 7.009% 6.914% 7.016% 6.304% 6.706%
Oct 23, 2022, Sunday 6.553% 7.379% 7.02% 7.12% 6.412% 6.843%
Oct 16, 2022, Sunday 6.494% 7.348% 6.835% 6.947% 6.338% 6.789%
Oct 9, 2022, Sunday 6.27% 7.138% 6.548% 6.658% 6.051% 6.483%
Oct 2, 2022, Sunday 6.292% 7.188% 6.61% 6.714% 6.037% 6.477%
Sep 25, 2022, Sunday 5.619% 6.492% 6.302% 6.405% 5.687% 6.113%
Sep 18, 2022, Sunday 5.386% 6.228% 6.03% 6.126% 5.35% 5.745%
Sep 11, 2022, Sunday 5.031% 5.865% 5.937% 6.03% 5.125% 5.512%
Sep 4, 2022, Sunday 4.326% 5.141% 5.822% 5.912% 4.952% 5.344%
Aug 28, 2022, Sunday 4.326% 5.141% 5.651% 5.74% 4.76% 5.154%
Aug 21, 2022, Sunday 4.326% 5.141% 5.413% 5.498% 4.519% 4.914%
Aug 14, 2022, Sunday 4.326% 5.141% 5.171% 5.258% 4.491% 4.876%
Aug 7, 2022, Sunday 4.326% 5.141% 5.103% 5.187% 4.478% 4.854%
Jul 31, 2022, Sunday 4.542% 5.359% 5.136% 5.214% 4.474% 4.864%
Jul 24, 2022, Sunday 4.629% 5.433% 5.429% 5.509% 4.787% 5.177%
Jul 17, 2022, Sunday 4.695% 5.519% 5.565% 5.649% 4.921% 5.308%
Jul 10, 2022, Sunday 4.825% 5.659% 5.503% 5.588% 4.881% 5.276%
Jul 3, 2022, Sunday 5.007% 5.817% 5.514% 5.599% 4.89% 5.269%
Jun 26, 2022, Sunday 4.604% 5.42% 5.622% 5.706% 5.006% 5.418%
Jun 19, 2022, Sunday 4.789% 5.61% 5.829% 5.914% 5.101% 5.485%
Jun 12, 2022, Sunday 4.154% 4.96% 5.447% 5.525% 4.83% 5.214%
Jun 5, 2022, Sunday 4.078% 4.89% 5.115% 5.195% 4.621% 4.983%
May 29, 2022, Sunday 3.989% 4.784% 4.998% 5.084% 4.489% 4.876%
May 22, 2022, Sunday 4.202% 5.017% 5.151% 5.227% 4.51% 4.888%
May 15, 2022, Sunday 4.349% 5.168% 5.213% 5.29% 4.561% 4.931%
May 8, 2022, Sunday 4.506% 5.327% 5.296% 5.381% 4.726% 5.125%
May 1, 2022, Sunday 4.242% 5.024% 5.079% 5.16% 4.548% 4.907%
Apr 24, 2022, Sunday 4.331% 5.137% 5.133% 5.214% 4.612% 4.961%
Apr 17, 2022, Sunday 4.316% 5.121% 5.012% 5.088% 4.45% 4.812%
Apr 10, 2022, Sunday 4.433% 5.238% 4.826% 4.915% 4.324% 4.704%
Apr 3, 2022, Sunday 3.704% 4.538% 4.62% 4.708% 4.031% 4.414%
Mar 27, 2022, Sunday 3.541% 4.391% 4.549% 4.636% 3.979% 4.364%
Mar 20, 2022, Sunday 3.232% 4.077% 4.302% 4.384% 3.737% 4.081%
Mar 13, 2022, Sunday 3% 3.848% 4.019% 4.092% 3.543% 3.906%
Mar 6, 2022, Sunday 3.062% 3.871% 3.804% 3.881% 3.266% 3.595%
Feb 27, 2022, Sunday 3.167% 3.95% 3.882% 3.965% 3.239% 3.545%
Feb 20, 2022, Sunday 3.521% 4.285% 3.892% 3.97% 3.341% 3.68%
Feb 13, 2022, Sunday 3.397% 4.187% 3.807% 3.881% 3.233% 3.576%
Feb 6, 2022, Sunday 4.328% 5.217% 3.615% 3.681% 3.123% 3.448%
Jan 30, 2022, Sunday 4.24% 5.112% 3.523% 3.595% 3.033% 3.34%
Jan 23, 2022, Sunday 4.148% 5.016% 3.542% 3.603% 3.053% 3.364%
Jan 16, 2022, Sunday 2.593% 3.336% 3.474% 3.536% 2.917% 3.23%
Jan 9, 2022, Sunday 3.117% 3.921% 3.234% 3.303% 2.767% 3.093%
Jan 2, 2022, Sunday 2.357% 3.183% 3.079% 3.145% 2.586% 2.889%
Dec 26, 2021, Sunday 2.311% 3.106% 3.027% 3.092% 2.55% 2.849%
Dec 19, 2021, Sunday 2.289% 3.105% 2.955% 3.02% 2.494% 2.797%
Dec 12, 2021, Sunday 2.326% 3.068% 2.974% 3.04% 2.52% 2.82%
Dec 5, 2021, Sunday 2.326% 3.068% 2.939% 3.005% 2.493% 2.798%
Nov 28, 2021, Sunday 2.25% 3.05% 3.004% 3.068% 2.546% 2.844%
Nov 21, 2021, Sunday 2.375% 3.1% 2.954% 3.02% 2.523% 2.815%
Nov 14, 2021, Sunday 2.412% 3.137% 2.937% 2.996% 2.519% 2.797%
Nov 7, 2021, Sunday 2.25% 2.982% 2.887% 2.944% 2.471% 2.749%
Oct 31, 2021, Sunday 2.75% 3.469% 2.949% 3.005% 2.539% 2.823%
Oct 24, 2021, Sunday 2.75% 3.469% 2.994% 3.051% 2.608% 2.881%
Oct 17, 2021, Sunday 2.32% 2.986% 2.99% 3.047% 2.622% 2.887%
Oct 10, 2021, Sunday 2.32% 2.986% 2.955% 3.012% 2.559% 2.823%
Oct 3, 2021, Sunday 2.257% 2.906% 2.968% 3.022% 2.564% 2.83%
Sep 26, 2021, Sunday 2.314% 2.973% 2.847% 2.903% 2.553% 2.823%
Sep 19, 2021, Sunday 2.296% 2.946% 2.789% 2.844% 2.53% 2.788%
Sep 12, 2021, Sunday 2.312% 2.962% 2.748% 2.804% 2.514% 2.779%
Sep 5, 2021, Sunday 2.312% 3.029% 2.78% 2.838% 2.485% 2.746%
Aug 29, 2021, Sunday 2.312% 3.029% 2.849% 2.907% 2.549% 2.813%
Aug 22, 2021, Sunday 2.312% 3.023% 2.846% 2.906% 2.825% 3.099%
Aug 15, 2021, Sunday 2.416% 3.186% 2.839% 2.897% 2.718% 2.994%
Aug 8, 2021, Sunday 2.62% 3.34% 2.78% 2.841% 2.757% 3.03%
Aug 1, 2021, Sunday 2.619% 3.344% 2.795% 2.853% 2.743% 3.007%
Jul 25, 2021, Sunday 2.618% 3.338% 2.777% 2.834% 2.663% 2.942%
Jul 18, 2021, Sunday 2.458% 3.182% 2.808% 2.861% 2.685% 2.959%
Jul 11, 2021, Sunday 2.45% 3.174% 2.818% 2.875% 2.665% 2.924%
Jul 4, 2021, Sunday 2.377% 3.11% 2.841% 2.898% 2.603% 2.873%
Jun 27, 2021, Sunday 2.305% 3.057% 2.868% 2.925% 2.566% 2.833%
Jun 20, 2021, Sunday 3.25% 4.022% 2.876% 2.933% 2.634% 2.921%
Jun 13, 2021, Sunday 3.353% 4.089% 2.84% 2.894% 2.587% 2.862%
Jun 6, 2021, Sunday 2.318% 3.052% 2.913% 2.968% 2.586% 2.877%
May 30, 2021, Sunday 2.318% 3.052% 2.939% 2.996% 2.569% 2.865%
May 23, 2021, Sunday 2.406% 3.142% 2.999% 3.059% 2.603% 2.897%
May 16, 2021, Sunday 2.375% 3.105% 2.922% 2.981% 2.578% 2.871%
May 9, 2021, Sunday 2.4% 3.064% 2.807% 2.859% 2.552% 2.83%
May 2, 2021, Sunday 2.808% 3.482% 2.891% 2.946% 2.6% 2.889%
Apr 25, 2021, Sunday 2.924% 3.599% 2.831% 2.884% 2.666% 2.953%
Apr 18, 2021, Sunday 3.185% 3.91% 2.897% 2.956% 2.677% 2.966%
Apr 11, 2021, Sunday 2.667% 3.347% 2.997% 3.055% 2.596% 2.87%
Apr 4, 2021, Sunday 2.829% 3.516% 3.068% 3.128% 2.744% 3.035%
Mar 28, 2021, Sunday 2.717% 3.402% 3.089% 3.148% 2.792% 3.103%
Mar 21, 2021, Sunday 2.667% 3.351% 3.14% 3.199% 2.892% 3.209%
Mar 14, 2021, Sunday % % 3.065% 3.128% 2.818% 3.136%
Mar 7, 2021, Sunday % % 3.058% 3.119% 2.759% 3.076%
Feb 28, 2021, Sunday % % 3.05% 3.11% 2.72% 3.031%
Feb 21, 2021, Sunday % % 2.88% 2.937% 2.518% 2.82%
Feb 14, 2021, Sunday % % 2.761% 2.817% 2.371% 2.658%
Feb 7, 2021, Sunday % % 2.771% 2.828% 2.373% 2.659%
Jan 31, 2021, Sunday % % 2.76% 2.818% 2.26% 2.545%
Jan 24, 2021, Sunday % % 2.938% 2.997% 2.391% 2.676%
Jan 17, 2021, Sunday % % 2.946% 3.006% 2.632% 2.931%
Jan 10, 2021, Sunday % % 2.891% 2.951% 2.465% 2.744%
Jan 3, 2021, Sunday 2.523% 3.184% 2.894% 2.953% 2.405% 2.685%
Dec 27, 2020, Sunday 2.523% 3.184% 2.888% 2.947% 2.471% 2.741%
Dec 20, 2020, Sunday 2.523% 3.184% 2.801% 2.86% 2.454% 2.736%
Dec 13, 2020, Sunday 2.523% 3.184% 2.858% 2.918% 2.498% 2.769%
Dec 6, 2020, Sunday 2.51% 3.17% 2.873% 2.932% 2.479% 2.741%
Nov 29, 2020, Sunday 2.75% 3.417% 2.987% 3.05% 2.507% 2.768%
Nov 22, 2020, Sunday 2.75% 3.417% 2.902% 2.958% 2.491% 2.762%
Nov 15, 2020, Sunday 2.768% 3.46% 2.988% 3.049% 2.521% 2.803%
Nov 8, 2020, Sunday 2.648% 3.328% 2.959% 3.02% 2.573% 2.856%
Nov 1, 2020, Sunday 3.344% 4.037% 2.972% 3.029% 2.574% 2.86%
Oct 25, 2020, Sunday 2.25% 2.925% 3.056% 3.119% 2.719% 3.024%
Oct 18, 2020, Sunday 2.25% 2.925% 3.115% 3.188% 2.664% 2.955%
Oct 11, 2020, Sunday 2.25% 2.925% 3.069% 3.135% 2.646% 2.941%
Oct 4, 2020, Sunday 2.25% 2.93% 3.069% 3.134% 2.57% 2.868%
Sep 27, 2020, Sunday 2.312% 2.996% 3.166% 3.233% 2.579% 2.882%
Sep 20, 2020, Sunday 2.312% 3.097% 3.233% 3.3% 2.719% 3.014%
Sep 13, 2020, Sunday 3.5% 4.308% 3.366% 3.439% 2.639% 2.962%
Sep 6, 2020, Sunday 3.5% 4.308% 3.318% 3.397% 2.721% 3.052%
Aug 30, 2020, Sunday 3.5% 4.308% 3.343% 3.422% 2.768% 3.098%
Aug 23, 2020, Sunday 3.5% 4.308% 3.32% 3.399% 2.687% 3.007%
Aug 16, 2020, Sunday 3.5% 4.308% 3.295% 3.371% 2.756% 3.077%
Aug 9, 2020, Sunday 3.5% 4.308% 3.268% 3.345% 2.671% 2.995%
Aug 2, 2020, Sunday 3.5% 4.308% 3.3% 3.374% 2.587% 2.902%
Jul 26, 2020, Sunday 3.5% 4.308% 3.355% 3.435% 2.621% 2.936%
Jul 19, 2020, Sunday 3.5% 4.308% 3.306% 3.383% 2.663% 2.981%
Jul 12, 2020, Sunday 3.5% 4.308% 3.435% 3.508% 2.648% 2.961%
Jul 5, 2020, Sunday 3.5% 4.308% 3.546% 3.622% 2.752% 3.072%
Jun 28, 2020, Sunday 3.5% 4.308% 3.579% 3.656% 2.77% 3.073%
Jun 21, 2020, Sunday 3.5% 4.308% 3.63% 3.715% 2.845% 3.126%
Jun 14, 2020, Sunday 3.5% 4.308% 3.546% 3.627% 2.91% 3.171%
Jun 7, 2020, Sunday 3.5% 4.308% 3.592% 3.674% 2.99% 3.253%
May 31, 2020, Sunday 3.5% 4.308% 3.59% 3.674% 3.05% 3.319%
May 24, 2020, Sunday 3.5% 4.308% 3.597% 3.677% 3.019% 3.273%
May 17, 2020, Sunday 3.5% 4.308% 3.69% 3.768% 3.025% 3.295%
May 10, 2020, Sunday 3.5% 4.308% 3.766% 3.848% 3.099% 3.364%
May 3, 2020, Sunday 3.5% 4.308% 3.754% 3.84% 3.044% 3.316%
Apr 26, 2020, Sunday 3.5% 4.308% 3.857% 3.945% 3.091% 3.372%
Apr 19, 2020, Sunday 3.5% 4.308% 3.738% 3.827% 3.11% 3.391%
Apr 12, 2020, Sunday 3.5% 4.308% 3.831% 3.923% 3.133% 3.436%
Apr 5, 2020, Sunday 3.321% 4.149% 3.864% 3.947% 3.207% 3.473%
Mar 29, 2020, Sunday 2.759% 3.607% 3.611% 3.687% 3.136% 3.388%
Mar 22, 2020, Sunday 3.075% 3.84% 4.279% 4.387% 3.834% 4.152%
Mar 15, 2020, Sunday 3.075% 3.84% 4.589% 4.683% 4.021% 4.345%
Mar 8, 2020, Sunday 2.75% 3.453% 4.557% 4.649% 3.529% 3.849%
Mar 1, 2020, Sunday 2.824% 3.642% 4.046% 4.118% 3.365% 3.659%
Feb 23, 2020, Sunday 2.824% 3.642% 4.07% 4.139% 3.404% 3.702%
Feb 16, 2020, Sunday 2.824% 3.642% 3.993% 4.062% 3.324% 3.626%
Feb 9, 2020, Sunday 2.824% 3.642% 4.013% 4.082% 3.339% 3.636%
Feb 2, 2020, Sunday 2.824% 3.642% 3.901% 3.967% 3.293% 3.589%
Jan 26, 2020, Sunday 2.875% 3.73% 3.743% 3.807% 3.205% 3.497%
Jan 19, 2020, Sunday 3.625% 4.442% 3.744% 3.808% 3.232% 3.524%
Jan 12, 2020, Sunday 3.67% 4.433% 3.708% 3.774% 3.177% 3.476%
Jan 5, 2020, Sunday 3.314% 4.084% 3.725% 3.791% 3.165% 3.429%

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Mortgage Refinance: Comparisons and Reviews

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