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Current Massachusetts Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate6.172%
1W Change 0.32%
APR6.989%
1W Change 0.4%

Conventional Loan Purchase - 30 Year Fixed

Rate6.792%
1W Change 0.14%
APR6.858%
1W Change 0.15%

VA Loan Purchase - 30 Year Fixed

Rate5.809%
1W Change 0.23%
APR6.19%
1W Change 0.27%

See more mortgage rates on Zillow

Current Massachusetts Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate6.25%
1W Change 0.00%
APR7.006%
1W Change 0.00%

Conventional Loan Refinance - 30 Year Fixed

Rate7.207%
1W Change 0.36%
APR7.262%
1W Change 0.34%

VA Loan Refinance - 30 Year Fixed

Rate6.125%
1W Change 0.21%
APR6.582%
1W Change 0.21%

See more mortgage rates on Zillow

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with a local mortgage broker to receive a personalized rate for your specific situation.

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Loan TypeDown PaymentTermsMortgage Insurance
Fixed Rate Mortgages
Learn more		5%15 or 30 years, fixedNo (if under 80% loan-to-value)
VA Home Loans
Learn more		None15, 20, 25 or 30 years, fixed and adjustableNo
FHA Home Loans
Learn more		3.5%10, 15, 20, 25 or 30 years, fixed and adjustableYes
Jumbo Home Loans
Learn more		20%15 or 30 years, fixed and adjustableNo
USDA Home Mortgages
Learn more		None30 years, fixedNo (Up-Front Guarantee Fee financed into loan)
Renovation Mortgage 203(k)
Learn more		3.5%30 years, fixedYes
Adjustable Rate Mortgage (ARM)
Learn more		Varies3/1, 5/1, 7/1 or 10/1Varies
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Massachusetts Mortgage Rates History

Day FHA Conventional VA
Rate APR Rate APR Rate APR
Jun 4, 2023, Sunday 6.365% 7.246% 6.858% 6.929% 5.967% 6.377%
May 28, 2023, Sunday 6.299% 7.201% 6.965% 7.034% 6.059% 6.485%
May 21, 2023, Sunday 5.96% 6.844% 6.66% 6.728% 5.692% 6.095%
May 14, 2023, Sunday 5.696% 6.555% 6.457% 6.523% 5.543% 5.951%
May 7, 2023, Sunday 5.647% 6.501% 6.454% 6.521% 5.498% 5.9%
Apr 30, 2023, Sunday 5.733% 6.592% 6.482% 6.55% 5.562% 5.966%
Apr 23, 2023, Sunday 5.911% 6.782% 6.584% 6.653% 5.618% 6.027%
Apr 16, 2023, Sunday 5.665% 6.528% 6.418% 6.486% 5.744% 6.16%
Apr 9, 2023, Sunday 5.529% 6.384% 6.211% 6.277% 5.655% 6.068%
Apr 2, 2023, Sunday 5.614% 6.491% 6.588% 6.658% 5.79% 6.208%
Mar 26, 2023, Sunday 5.521% 6.383% 6.436% 6.505% 5.608% 6.012%
Mar 19, 2023, Sunday 5.579% 6.464% 6.457% 6.539% 5.813% 6.226%
Mar 12, 2023, Sunday % % 6.733% 6.832% 6.285% 6.713%
Mar 5, 2023, Sunday % % 6.76% 6.861% 6.246% 6.667%
Feb 26, 2023, Sunday % % 6.617% 6.721% 6.217% 6.639%
Feb 19, 2023, Sunday % % 6.427% 6.537% 5.9% 6.302%
Feb 12, 2023, Sunday % % 6.301% 6.398% 5.727% 6.149%
Feb 5, 2023, Sunday % % 5.942% 6.035% 5.375% 5.781%
Jan 29, 2023, Sunday % % 6.008% 6.1% 5.54% 5.953%
Jan 22, 2023, Sunday % % 5.976% 6.067% 5.422% 5.834%
Jan 15, 2023, Sunday % % 5.97% 6.062% 5.448% 5.866%
Jan 8, 2023, Sunday % % 6.262% 6.358% 5.675% 6.086%
Jan 1, 2023, Sunday 6.644% 7.523% 6.35% 6.447% 5.852% 6.266%
Dec 25, 2022, Sunday 6.644% 7.523% 6.246% 6.335% 5.647% 6.065%
Dec 18, 2022, Sunday 6.644% 7.523% 6.089% 6.179% 5.545% 5.954%
Dec 11, 2022, Sunday 6.644% 7.523% 6.166% 6.255% 5.671% 6.077%
Dec 4, 2022, Sunday 6.644% 7.523% 6.161% 6.251% 5.664% 6.061%
Nov 27, 2022, Sunday 6.644% 7.523% 6.367% 6.462% 5.825% 6.248%
Nov 20, 2022, Sunday 6.644% 7.523% 6.414% 6.506% 5.873% 6.294%
Nov 13, 2022, Sunday 6.644% 7.523% 6.685% 6.778% 6.105% 6.531%
Nov 6, 2022, Sunday 6.644% 7.523% 7.022% 7.128% 6.392% 6.836%
Oct 30, 2022, Sunday 6.644% 7.523% 6.936% 7.026% 6.305% 6.712%
Oct 23, 2022, Sunday 6.644% 7.523% 6.996% 7.085% 6.42% 6.869%
Oct 16, 2022, Sunday 6.515% 7.409% 6.873% 6.968% 6.421% 6.86%
Oct 9, 2022, Sunday 6.297% 7.167% 6.519% 6.617% 6.258% 6.686%
Oct 2, 2022, Sunday 6.312% 7.204% 6.58% 6.673% 6.14% 6.555%
Sep 25, 2022, Sunday 4.521% 5.291% 6.295% 6.384% 5.812% 6.227%
Sep 18, 2022, Sunday 4.521% 5.291% 5.968% 6.054% 5.38% 5.778%
Sep 11, 2022, Sunday 4.521% 5.291% 5.76% 5.848% 5.119% 5.5%
Sep 4, 2022, Sunday 4.521% 5.291% 5.595% 5.683% 5.018% 5.403%
Aug 28, 2022, Sunday 4.521% 5.291% 5.435% 5.521% 4.832% 5.215%
Aug 21, 2022, Sunday 4.36% 5.174% 5.196% 5.279% 4.572% 4.966%
Aug 14, 2022, Sunday 4.36% 5.174% 5.049% 5.13% 4.408% 4.785%
Aug 7, 2022, Sunday 4.36% 5.174% 4.981% 5.058% 4.305% 4.669%
Jul 31, 2022, Sunday 4.513% 5.333% 4.997% 5.073% 4.453% 4.829%
Jul 24, 2022, Sunday 4.554% 5.347% 5.384% 5.464% 4.752% 5.145%
Jul 17, 2022, Sunday 4.888% 5.717% 5.5% 5.58% 4.831% 5.222%
Jul 10, 2022, Sunday 4.845% 5.668% 5.382% 5.463% 4.784% 5.183%
Jul 3, 2022, Sunday 4.934% 5.769% 5.418% 5.503% 4.892% 5.271%
Jun 26, 2022, Sunday 4.951% 5.777% 5.533% 5.617% 5.028% 5.39%
Jun 19, 2022, Sunday 4.806% 5.636% 5.671% 5.758% 5.008% 5.437%
Jun 12, 2022, Sunday 4.267% 5.055% 5.248% 5.327% 4.663% 5.055%
Jun 5, 2022, Sunday 4.022% 4.832% 5.002% 5.077% 4.637% 5.03%
May 29, 2022, Sunday 4.01% 4.776% 4.842% 4.914% 4.55% 4.945%
May 22, 2022, Sunday 4.131% 4.948% 5.029% 5.102% 4.594% 4.977%
May 15, 2022, Sunday 4.185% 4.993% 5.112% 5.186% 4.571% 4.965%
May 8, 2022, Sunday 4.31% 5.117% 5.204% 5.276% 4.73% 5.108%
May 1, 2022, Sunday 4.225% 5.005% 4.993% 5.063% 4.602% 4.982%
Apr 24, 2022, Sunday 4.234% 5.057% 5.119% 5.192% 4.767% 5.148%
Apr 17, 2022, Sunday 3.417% 4.299% 4.945% 5.017% 4.552% 4.93%
Apr 10, 2022, Sunday 3.417% 4.299% 4.774% 4.85% 4.53% 4.906%
Apr 3, 2022, Sunday 3.417% 4.299% 4.588% 4.662% 4.265% 4.637%
Mar 27, 2022, Sunday 3.417% 4.299% 4.494% 4.57% 4.26% 4.661%
Mar 20, 2022, Sunday 3.269% 4.103% 4.206% 4.278% 3.94% 4.298%
Mar 13, 2022, Sunday 3.146% 3.894% 3.961% 4.031% 3.698% 4.079%
Mar 6, 2022, Sunday 2.889% 3.634% 3.76% 3.828% 3.487% 3.834%
Feb 27, 2022, Sunday 3.073% 3.869% 3.88% 3.947% 3.221% 3.496%
Feb 20, 2022, Sunday 3.418% 4.146% 3.848% 3.917% 3.233% 3.501%
Feb 13, 2022, Sunday 4.413% 5.118% 3.761% 3.825% 3.361% 3.683%
Feb 6, 2022, Sunday 4.202% 5.004% 3.538% 3.598% 3.186% 3.454%
Jan 30, 2022, Sunday 4.411% 5.311% 3.463% 3.512% 2.956% 3.187%
Jan 23, 2022, Sunday 4.399% 5.29% 3.43% 3.481% 2.987% 3.26%
Jan 16, 2022, Sunday 2.321% 3.055% 3.351% 3.415% 2.812% 3.125%
Jan 9, 2022, Sunday 2.321% 3.055% 3.145% 3.206% 2.886% 3.214%
Jan 2, 2022, Sunday 2.334% 3.156% 2.924% 2.986% 2.662% 2.985%
Dec 26, 2021, Sunday 2.31% 3.093% 2.903% 2.966% 2.641% 2.946%
Dec 19, 2021, Sunday 2.28% 3.086% 2.883% 2.945% 2.513% 2.808%
Dec 12, 2021, Sunday 2.375% 3.112% 2.885% 2.948% 2.405% 2.7%
Dec 5, 2021, Sunday 2.375% 3.112% 2.862% 2.92% 2.432% 2.732%
Nov 28, 2021, Sunday 2.255% 3.052% 2.971% 3.021% 2.506% 2.794%
Nov 21, 2021, Sunday 2.375% 3.133% 2.948% 3.003% 2.483% 2.768%
Nov 14, 2021, Sunday 2.297% 3.033% 2.856% 2.91% 2.443% 2.715%
Nov 7, 2021, Sunday 2.25% 2.983% 2.837% 2.895% 2.435% 2.709%
Oct 31, 2021, Sunday 2.312% 3.078% 2.885% 2.945% 2.486% 2.77%
Oct 24, 2021, Sunday 2.457% 3.123% 2.922% 2.981% 2.592% 2.873%
Oct 17, 2021, Sunday 2.457% 3.123% 2.822% 2.885% 2.486% 2.755%
Oct 10, 2021, Sunday 2.375% 3.07% 2.839% 2.903% 2.582% 2.862%
Oct 3, 2021, Sunday 2.375% 3.07% 2.784% 2.849% 2.339% 2.522%
Sep 26, 2021, Sunday 2.375% 3.07% 2.756% 2.815% 2.339% 2.522%
Sep 19, 2021, Sunday 2.375% 3.07% 2.786% 2.837% 2.519% 2.789%
Sep 12, 2021, Sunday 2.375% 3.07% 2.809% 2.86% 2.391% 2.64%
Sep 5, 2021, Sunday 2.375% 3.07% 2.816% 2.872% 2.292% 2.54%
Aug 29, 2021, Sunday 2.375% 3.07% 2.897% 2.958% 2.35% 2.573%
Aug 22, 2021, Sunday 2.416% 3.185% 2.899% 2.961% 2.492% 2.757%
Aug 15, 2021, Sunday 2.416% 3.185% 2.882% 2.944% 2.488% 2.76%
Aug 8, 2021, Sunday 2.624% 3.346% 2.829% 2.892% 2.476% 2.742%
Aug 1, 2021, Sunday 2.618% 3.344% 2.814% 2.872% 2.45% 2.712%
Jul 25, 2021, Sunday 2.628% 3.351% 2.76% 2.819% 2.505% 2.782%
Jul 18, 2021, Sunday 2.566% 3.295% 2.781% 2.838% 2.44% 2.708%
Jul 11, 2021, Sunday 2.409% 3.125% 2.795% 2.854% 2.475% 2.735%
Jul 4, 2021, Sunday 2.409% 3.125% 2.82% 2.879% 2.532% 2.803%
Jun 27, 2021, Sunday 2.141% 2.886% 2.839% 2.898% 2.521% 2.8%
Jun 20, 2021, Sunday 2.439% 3.203% 2.812% 2.868% 2.573% 2.861%
Jun 13, 2021, Sunday 2.375% 3.104% 2.737% 2.79% 2.534% 2.811%
Jun 6, 2021, Sunday 2.106% 2.871% 2.804% 2.857% 2.59% 2.881%
May 30, 2021, Sunday 1.999% 2.758% 2.817% 2.871% 2.587% 2.884%
May 23, 2021, Sunday 2.188% 2.928% 2.842% 2.901% 2.572% 2.873%
May 16, 2021, Sunday 2.4% 3.139% 2.801% 2.859% 2.577% 2.835%
May 9, 2021, Sunday 2.414% 3.08% 2.731% 2.786% 2.547% 2.808%
May 2, 2021, Sunday 2.474% 3.172% 2.801% 2.859% 2.624% 2.916%
Apr 25, 2021, Sunday 2.375% 3.105% 2.771% 2.827% 2.598% 2.875%
Apr 18, 2021, Sunday 2.375% 3.099% 2.817% 2.873% 2.596% 2.877%
Apr 11, 2021, Sunday 2.328% 2.986% 2.907% 2.963% 2.614% 2.902%
Apr 4, 2021, Sunday 2.328% 2.986% 2.977% 3.034% 2.821% 3.092%
Mar 28, 2021, Sunday 2.306% 2.984% 3.022% 3.078% 2.873% 3.178%
Mar 21, 2021, Sunday 2.375% 3.057% 3.141% 3.198% 2.908% 3.212%
Mar 14, 2021, Sunday % % 3.04% 3.098% 2.873% 3.19%
Mar 7, 2021, Sunday % % 3.039% 3.098% 2.769% 3.07%
Feb 28, 2021, Sunday % % 3.038% 3.095% 2.746% 3.056%
Feb 21, 2021, Sunday % % 2.862% 2.918% 2.524% 2.83%
Feb 14, 2021, Sunday % % 2.735% 2.79% 2.383% 2.67%
Feb 7, 2021, Sunday % % 2.756% 2.814% 2.38% 2.665%
Jan 31, 2021, Sunday % % 2.752% 2.809% 2.275% 2.556%
Jan 24, 2021, Sunday % % 2.953% 3.013% 2.417% 2.694%
Jan 17, 2021, Sunday % % 2.997% 3.058% 2.635% 2.93%
Jan 10, 2021, Sunday % % 2.915% 2.975% 2.476% 2.757%
Jan 3, 2021, Sunday 2.495% 3.156% 2.925% 2.984% 2.448% 2.715%
Dec 27, 2020, Sunday 2.495% 3.156% 2.907% 2.967% 2.48% 2.744%
Dec 20, 2020, Sunday 2.495% 3.156% 2.799% 2.858% 2.488% 2.761%
Dec 13, 2020, Sunday 2.495% 3.156% 2.883% 2.943% 2.502% 2.767%
Dec 6, 2020, Sunday 2.503% 3.164% 2.896% 2.955% 2.511% 2.774%
Nov 29, 2020, Sunday 2.75% 3.417% 2.972% 3.033% 2.558% 2.825%
Nov 22, 2020, Sunday 2.75% 3.417% 2.899% 2.956% 2.528% 2.797%
Nov 15, 2020, Sunday 2.727% 3.418% 2.999% 3.061% 2.523% 2.804%
Nov 8, 2020, Sunday 2.612% 3.289% 2.978% 3.041% 2.573% 2.856%
Nov 1, 2020, Sunday 3.5% 4.181% 2.955% 3.015% 2.622% 2.913%
Oct 25, 2020, Sunday 3.25% 4.055% 3.138% 3.205% 2.73% 3.029%
Oct 18, 2020, Sunday 3.25% 4.055% 3.155% 3.226% 2.715% 3.01%
Oct 11, 2020, Sunday 3.25% 4.055% 3.167% 3.238% 2.659% 2.947%
Oct 4, 2020, Sunday 3.25% 4.055% 3.122% 3.19% 2.577% 2.871%
Sep 27, 2020, Sunday 3.25% 4.055% 3.202% 3.268% 2.562% 2.885%
Sep 20, 2020, Sunday 3.25% 4.055% 3.284% 3.354% 2.626% 2.943%
Sep 13, 2020, Sunday 3.25% 4.055% 3.328% 3.398% 2.649% 2.956%
Sep 6, 2020, Sunday 3.25% 4.055% 3.28% 3.355% 2.741% 3.065%
Aug 30, 2020, Sunday 3.25% 4.055% 3.383% 3.463% 2.784% 3.115%
Aug 23, 2020, Sunday 3.25% 4.055% 3.361% 3.439% 2.71% 3.025%
Aug 16, 2020, Sunday 3.25% 4.055% 3.257% 3.331% 2.793% 3.124%
Aug 9, 2020, Sunday 3.25% 4.055% 3.255% 3.334% 2.697% 3.011%
Aug 2, 2020, Sunday 3.25% 4.055% 3.339% 3.415% 2.609% 2.924%
Jul 26, 2020, Sunday 3.25% 4.055% 3.39% 3.471% 2.621% 2.938%
Jul 19, 2020, Sunday 3.25% 4.055% 3.355% 3.432% 2.672% 2.995%
Jul 12, 2020, Sunday 3.25% 4.055% 3.416% 3.488% 2.65% 2.958%
Jul 5, 2020, Sunday 3.25% 4.055% 3.537% 3.612% 2.752% 3.061%
Jun 28, 2020, Sunday 3.25% 4.055% 3.603% 3.681% 2.785% 3.085%
Jun 21, 2020, Sunday 3.25% 4.055% 3.565% 3.648% 2.818% 3.1%
Jun 14, 2020, Sunday 3.25% 4.055% 3.533% 3.615% 2.9% 3.123%
Jun 7, 2020, Sunday 3.25% 4.055% 3.571% 3.652% 2.98% 3.223%
May 31, 2020, Sunday 3.25% 4.055% 3.611% 3.693% 3.024% 3.231%
May 24, 2020, Sunday 3.25% 4.055% 3.637% 3.717% 3.037% 3.286%
May 17, 2020, Sunday 3.25% 4.055% 3.672% 3.748% 3.036% 3.274%
May 10, 2020, Sunday 3.25% 4.055% 3.783% 3.867% 3.09% 3.362%
May 3, 2020, Sunday 3.25% 4.055% 3.819% 3.903% 3.079% 3.338%
Apr 26, 2020, Sunday 3.25% 4.055% 3.886% 3.973% 3.099% 3.403%
Apr 19, 2020, Sunday 3.25% 4.055% 3.748% 3.838% 3.122% 3.406%
Apr 12, 2020, Sunday 3.25% 4.055% 3.812% 3.9% 3.154% 3.457%
Apr 5, 2020, Sunday 3.41% 4.229% 3.813% 3.9% 3.199% 3.496%
Mar 29, 2020, Sunday 2.807% 3.669% 3.674% 3.754% 3.179% 3.43%
Mar 22, 2020, Sunday 3.048% 3.897% 4.279% 4.383% 3.706% 3.986%
Mar 15, 2020, Sunday 3.691% 4.431% 4.51% 4.605% 3.897% 4.204%
Mar 8, 2020, Sunday 3.02% 3.707% 4.4% 4.489% 3.5% 3.78%
Mar 1, 2020, Sunday 3.175% 3.843% 3.985% 4.055% 3.365% 3.636%
Feb 23, 2020, Sunday 4.812% 5.54% 4.004% 4.073% 3.382% 3.635%
Feb 16, 2020, Sunday 2.846% 3.673% 3.976% 4.047% 3.348% 3.645%
Feb 9, 2020, Sunday 2.846% 3.673% 3.973% 4.042% 3.334% 3.625%
Feb 2, 2020, Sunday 2.846% 3.673% 3.855% 3.92% 3.273% 3.555%
Jan 26, 2020, Sunday 2.876% 3.74% 3.727% 3.79% 3.184% 3.462%
Jan 19, 2020, Sunday 3.987% 4.726% 3.813% 3.88% 3.19% 3.466%
Jan 12, 2020, Sunday 3.42% 4.2% 3.696% 3.76% 3.157% 3.411%
Jan 5, 2020, Sunday 3.222% 4.004% 3.672% 3.738% 3.172% 3.445%

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