Citizens Bank Routing Numbers

Citizens Financial Company, Inc. is an American bank with headquarters in Providence, Rhode Island that operates in Connecticut, Delaware, Maine, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, South Carolina, Pennsylvania, Rhode Island that Vermont states. Citizens was a wholly-owned subsidiary of The Royal Bank of Scotland Group from 1988 to its initial public offering in 2014. In October 2015, RBS sold the company’s last 20.9 percent share. Citizens operate more than 1,200 branches and about 3,200 ATMs in 11 states under the brand name Citizens Bank.

Citizens Bank Routing Numbers

What is a Routing Number?

A routing number is a code of nine digits which is used to identify a US financial institution. It may also be known as an RTN, an ABA routing number, or a transit routing number. The American Bankers Association (ABA) had originally created routing numbers to streamline the distribution of paper checks on a large scale. Banks use routing numbers to guide the exchange of funds between themselves and from each other. Usually, most personal checks can be found at the bottom left corner with the routing code. A routing number indicates where the bank branch you opened your account is located. The other term is “Account Number,” it’s located at the bottom of your personal search, just to the right of your routing. Your bank account number is a unique identifier. One more is “Check Number,” the bottom right corner of your personal check includes a specific check number to help you keep a record of all the payments. Two routing numbers, such as ABA and ACH. ABA routing numbers are used for paper checks while ACH routing numbers are used for electronic transfer and withdrawals. You can get SWIFT and IBAN codes. Society for Worldwide Interbank Financial Telecommunication (SWIFT) is a code defining the bank in a foreign transaction. For international purchase, the International Bank Account Number (IBAN) marks your personal account. Both SWIFT and IBAN were designed to standardize the financial institutions’ international identification systems.

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