Best Credit Cards

Credit Cards can be used to build your credit, fund emergencies, consolidate debt, finance purchases of goods or services, and much more. Compare credit cards to find one that meets your day to day needs. Advertiser Disclosure

Card Card Name Annual Fee Rewards Rate
Blue Cash Everyday® Card from American Express
0 BEST GAS REWARDS CREDIT CARD Apply now

Top reasons to get the Blue Cash Everyday® Card from American Express

  • When you make purchases at a US supermarket you will earn up to 3% on $6,000 per year. Afterwhich you earn 1%
  • You will recieve 2% cashback at selected US department stores and gas stations.
  • 1% cashback on other purchases.

Benefits

  • Get $150 when you spend $1000 in the first 3 months of getting the card.
  • When you make purchases at a US supermarket you will earn up to 3% on $6,000 per year. Afterwhich you earn 1%
  • You will recieve 2% cashback at selected US department stores and gas stations.
  • 1% cashback on other purchases 
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
  • Receive Reward dollars as cashback and spend it on statement credits, gift cards and Merch.
  • Pay 0% as an annual fee.

Flexibility Fee and Charges

  • Annual Fee:$0
  • Intro Purchase APR:0% on Purchases for 15 months
  • Regular APR:15.24%-26.24% Variable

Receive Reward dollars as cashback and spend it on statement credits, gift cards and Merch.

First Progress Platinum Select MasterCard® Secured Card
$29 The low fee helps you build your credit! Apply now

Top reasons to get the First Progress Platinum Select MasterCard® Secured Card

  • The rates are low: At 10.24% it beats the rate offered by most cards.
  • Overtime your credit limit builds up.

Benefits

  • Start afresh with this card. You do not need a credit history to apply. You can build your credit history with it.
  • The card is issued by mastercard
  • They actively help you build credit by informing major credit bureas each time you pay your bills.

Flexibility Fee and Charges

  • Annual fee: $29
  • You pay 3% Foreign transaction fees when you use your card outside the USA.
  • There are fees for late payment, getting a copy of your purchasing statement.

Top reasons to get the First Progress Platinum Select MasterCard® Secured Card

  • The rates are low: At 10.24% it beats the rate offered by most cards.
  • Overtime your credit limit builds up.
Credit One Bank® NASCAR® Visa®
$0-$99 2x cashback rewards when you shop on NASCAR.com Apply Now

Top reasons to get the Credit One Bank® NASCAR® Visa®

  • Selected applicants recieve 1% cashback on all purchases.
  • You can get double cash back reward when you shop at NASCAR.com
  • Finding out whether or not you qualify does not affect your credit rating.

Benefits

  • Selected applicants receive 1% cashback on all purchases.
  • You can get double cashback reward when you shop at NASCAR.com
  • Finding out whether or not you qualify does not affect your credit rating.
  • With the special zero fraus liability your money is safely guarded.
  • Possibility of credit line increase.
  • Get custom email alerting you when any payment may be due etc.
  • Manage your account on the go with the Credit One mobile bank app.

Flexibility Fee and Charges

  • Annual Fee: $0 – $99
  • Regular APR: 20.24% – 26.24% Variable

2x cash back rewards when you shop on NASCAR.com

Credit One Bank® Cash Back Rewards
$0- $99 Cashbacks are deducted from your bills each month Apply now

Top reasons to get the Credit One Bank® Cash Back Rewards

  • Got good credit? Pay no annual fees.
  • Cashbacks are deducted from your monthly bills.

Benefits

  • Got good credit? Pay no annual fees.
  • Cashbacks are deducted from your monthly bills.
  • No fee when you miss out on paying the bills.
  • Get reevaluated each month. View your credit score each month.

Flexibility Fee and Charges

  • Annual fee: $99
  • Cashback earnings are not a lot.
  • You cannot transfer your balance.
  • When you do business outside America you pay a 3% fee.
  • Cash backs are deducted from your monthly bills.
  • No Annual fees. 
American Express® Gold Card
$250 1 Point for $1 Spent Apply now

Key Features of this Credit Card

  • Earn 4X Membership Rewards® points when you dine at restaurants worldwide.
  • Earn 4X Membership Rewards® points at US supermarkets, on up to $25,000 per year in purchases.
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

Earn up to 4X reward points on eligible purchases

  • Earn 4X Membership Rewards® points when you dine at restaurants worldwide.
  • Earn 4X Membership Rewards® points at US supermarkets, on up to $25,000 per year in purchases.
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

Welcome rewards

  • Earn 35,000 bonus points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.

$120 DINING CREDIT

  • Earn up to a total of $10 in statement credits monthly.
  • This can be an annual savings of up to $120.

$100 AIRLINE FEE CREDIT

  • Enjoy perks while you fly.
  • Receive up to $100 per calendar year in statement credits.

Flexibility Fee and Charges

  • Interest Rate
    20.49% Annual Percentage Rate (APR). This APR will vary with the market based on the Prime Rate.
  • Annual Fee
    Your annual membership fee is $250.

For further details, please Click here

Fuel

  • Please refer to the Points Value Calculator found on the AMEX website.

In-Store Shopping

  • Please refer to the Points Value Calculator found on the AMEX website.

Air miles

  • Please refer to the Points Value Calculator found on the AMEX website.

Cash back

  • Please refer to the Points Value Calculator found on the AMEX website.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Please refer to the AMEX website.
  • Shopping Privileges
    Please refer to the AMEX website.
  • EMI Privileges
    Please refer to the AMEX website.
Group One Freedom Credit Card
$299.40 Got bad credit? This is the card for you! Apply now

Top reasons to get the Group One Freedom Credit Card

  • Perfect for people with bad credit rating.
  • The minimum credit score is only 300.

Benefits of the Group One Freedom Credit Card

  • Credit minimum is 300.
  • It is designed for people with bad rating.
  • It has a credit limit of $500.
  • Quick and accessible support.

Flexibility Fee and Charges

  • Annual Fee: $299.40
  • The minimum credit score is only 300.
  • Perfect for people with bad credit.
Capital One® VentureOne® Rewards Credit Card
$0 BEST NO ANNUAL FEE CREDIT CARD Apply now

Top reasons to get the Capital One® VentureOne® Rewards Credit Card

  • Earn miles when renting hotels with hotel.com 
  • Earn miles on every day purchases.

Benefits

  • There are no foreign transaction fees.
  • When you spend $1,000 (Within the first 3 months of getting your card) you get 20,000 miles. This is worth $200 of travel.
  • Pay 0% as an annual fee.
  • You recieve 1.25 Miles for each purchase.
  • You can transfer your points to one of 12 leading travel programs.
  • Claim 0%  APR your purchases for the first 12 months; afterwhich 14.24% – 24.24% variable APR is applied.
  • You can travel when you want with your points (There are no blackout dates).
  • Your miles will not expire so save them up.

Flexibility Fee and Charges

  • Sign up bonus:0% intro on purchases for 12 months
  • Regular APR: 14.24% – 24.24% (Variable)
  • Intro Balance Transfers APR: N/A
  • Annual Fee: $0

  • Get rewarded with travel points!
Discover it® Balance Transfer
$0 5% cashback Apply Now

Top reasons to get the Discover it® Balance Transfer

  • You can earn 5% cash back each quarter when you purchase from different places. For example when you purchase gas, grocery, food, items on Amazon.com and much more!
  • Claim your 1% unlimited cash back automatically when you make purchases elsewhere.

Discover it® Balance Transfer

  • Discover matches all your cashback for the first year.
  • You can earn between 1-5% cashback on your purchases.
  • Rewards will never expire and you can convert them whenever you like.
  • The entire customr service departmnt is in America.
  • You will get notified if your social seurity number is ever on certain darkweb websites.
  • Free from annual fees.

Flexibility Fee and Charges

  • Annual Fee: $0
  • Intro Purchase APR: 0% for 6 months
  • Regular APR: 14.24% – 25.24% Variable
  • Intro Balance Transfers APR: 0% for 18 months
  • Earn Rewards when you purchase gas, grocery, food, items on Amazon.com and much more!
Capital One® Quicksilver® Cash Rewards Credit Card
$0 $150 Intro bonus! Apply now

Top reasons to get the Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

  • Just for spending $500 within 3 months of opening the account you get $150!
  • You can claim the unlimited 1.5% cash back reward activated automatically on all Purchases daily.
  • Cash rewards do not expire.
  • There is a 0% APR applied on purchases for the first 15 months; 16.24%-26.24% variable APR after the 15 months.
  • There is a 0% APR applied when transferring  balance for the first 15 months; Afterwhich 16.24%-26.24% variable is applied. You only pay a 3% fee on the amounts transferred in the first 15 months
  • You will not pay an annual fee. There is also no foreign transaction fees

Flexibility Fee and Charges

  • Annual Fee: $0
  • Intro Purchase APR: 0% on purchases for 15 months
  • Regular APR: 16.24% – 26.24% (Variable)
  • Intro Balance Transfers APR: 0% introduction bonus on balance transfers for 15 months.
  • You can redeem the rewards anywhere!
Wells Fargo Propel American Express® card
$0 Yes Apply now

Top reasons to get the Wells Fargo Propel American Express® card

  • When you sign up you can earn up to 3 points each time you eat out and order in.
  • When you sign up you can earn up to 3 points when traveling including money spent on flights, hotels, homestays and car rentals.
  • When you sign up you can earn up to 3 points on money spent in gas stations, rideshares and transit.
  • When you sign up you can earn up to 3 points when paying for popular streaming services.
  • When you sign up you can earn 1 points on other purchases.

Wells Fargo Propel American Express® card

  • Get $300 worth of bonus points (30,000) when you sign up and spend $3,000 within the first 3 months.
  • There is no annual fee and no  conversion fee for foreign currency.
  • Click the “Apply Now” button so you can learn more about the product features, terms and conditions.
  • When you sign up you can earn up to 3 points each time you eat out and order in.
  • When you sign up you can earn up to 3 points when traveling including money spent on flights, hotels, homestays and car rentals.
  • When you sign up you can earn up to 3 points on money spent in gas stations, rideshares and transit.
  • When you sign up you can earn up to 3 points whn paying for popular streaming services.
  • When you sign up you can earn 1 points on other purchases.

Flexibility Fee and Charges

  • Intro Purchase APR: 0% for 12 months
  • Regular APR: 16.24% to 28.24% (Variable)
  • Intro Balance Transfers APR: 0% for 12 months on qualifying balance transfers
  • Annual Fee: $0
  • When you sign up you can earn up to 3 points each time you eat out and order in.
  • When you sign up you can earn up to 3 points when traveling including money spent on flights, hotels, homestays and car rentals.
  • When you sign up you can earn 1 points on other purchases.
  • When you sign up you can earn up to 3 points on money spent in gas stations, ride shares and transit.
  • When you sign up you can earn up to 3 points when paying for popular streaming services.
Capital One® Venture® Rewards Credit Card
$95 1% Apply now

Top reasons to get the Capital One® Venture® Rewards Credit Card

  • You can get 10X miles when you spen it on hotels on hotels.com/venture
  • Everyday as you mak purchases you can earn 2X miles.

Earn reward points with Capital One® Venture® Rewards Credit Card

  • By spending $3,000 within the first 3 months you can earn 50,000 points which is equivalent to $500.
  • You can earn 10X on a lot of hotels using hotels.com/venture
  • The Capital One® Venture® Rewards Credit Card was voted ‘The Best Travel Card’ by CNBC, 2018
  • For global entry you can receive up to $100 application fee credit.
  • You can transfer your points to a multitude of leading flyer programs.
  • There is no limit to how much you can ear an your points NEVER expire!
  • If you worry about foreign transaction fee, there are none.
  • The first year you pay no annual fees. After that it is $95

Flexibility Fee and Charges

  • Annual Fee: $0 for the first year; $95 after the first year.
  • Intro Purchase APR: N/A
  • Regular APR: 17.99% – 25.24% (Variable)
  • Intro Balance Transfers APR: N/A

Top reasons to get the Capital One® Venture® Rewards Credit Card

  • You can get 10X miles when you spen it on hotels on hotels.com/venture
  • Everyday as you mak purchases you can earn 2X miles.
Discover it® Cash Back
$0 1 Apply now

Top reasons to get the Discover it® Cash Back

  • With the Discover it® Cash Back you get 5% cash back from using you card (Every 4 months). For example using your card at the gas station, shopping on amazon, buying groceries and much more.
  • You will also earn 1% Cashback on all purchases automatically.

Earn reward points by using Discover it® Cash Back

  • Joining Offer: There is no need to sign up for this offer, Discover will match all the cahback you earned during the first year of getting your card.
  • You can earn u to 5% cash back on just making necessary purchases e.g paying for gas, buying groceries etc.
  • You will automatically earn 1% cash back on all your purchases.
  • Your rewards do not expire and you can redeem them for cash.
  • If you are shopping on Amazon you can use your cash backs to pay.
  • A sepecial feature that will notify you if your social security number is ever found on certain Dark webwebsites.
  • There is absolutely no annual fee.

Flexibility Fee and Charges

  • Annual Fee: $0
  • Intro Purchase APR: 0% for 14 months
  • Regular APR: 14.24% – 25.24% Variable

Fuel

  • Cash back for buying fuel

In-Store Shopping

  • Cash back for shopping on Amazon and you can use the points to checkout on Amazon.

Redeem for Cash

  • You can redeem your reards for cash. They never expire.
Chase Sapphire Preferred® Card
$95 The Chase card; the traveller's card. Apply now

Top reasons to get the Chase Sapphire Preferred® Card

If you travel a lot, this card is suited for your lifestyle. You will earn 2X the points for travel and dining. You can also transfer your points to some frequent flyer programs at a 1-on-1 point system! To get the most out of it. If you have more Chase cards you can transfer them to the same flyer program!

Chase Sapphire Preferred® Card

  • 60,000 points is worth $740 when used towards travelling, giving you 25% more when you spend you points on travelling.
  • When you travel or dine you gain 2Xpoints  and a point is a dollar spent on any other purchases.
  • Do you know you get 60,000 bonus points immediately you have spent $4,000 first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®.

Flexibility Fee and Charges

  • Regular APR18.24% – 25.24% Variable
  • Intro Purchase – 60,000 points for $4,000 spent within 4 months of having the card. The 60,000 points is worth $750 when flying.
  • Annual Fee$95
  • You can redeem the rewards when travelling or dining.

Debt Relief and Debt Consolidation

Debt Relief and Debt Consolidation can provide more options for your financial strategy.

Freedom Debt Relief

9.8

Rating

Free No Risk

Consultation

Resolve debt in 24-48 months

FEATURES*

$15,000

MINIMUM DEBT

Accredited Debt Relief

9.1

Rating

Free No Risk

Consultation

Free no-risk consultation

FEATURES*

$15,000

MINIMUM DEBT